分析曼迪利银行的企业家博览会计划在鼓励企业家精神方面的作用

Hilma Farhani, H. Fikriah, Bambang Sukamto
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摘要

中小微企业(MSMEs)在印度尼西亚的经济发展中发挥着重要作用,特别是在西爪哇省。认识到中小微企业的重要作用,曼迪利银行推出了企业家博览会计划,以支持和促进中小微企业的创业。本研究旨在分析曼迪利银行企业家博览会计划对西爪哇中小微企业创业精神的影响。本研究采用混合方法的研究设计,包括200个定量调查和定性访谈,从项目参与者中收集数据。结果表明,该计划对中小微企业产生了积极影响。交流机会、知识转移和信心的增强增强了参与者的能力,促进了该地区的创业精神。还确定了挑战,包括可持续性和获得融资的机会。为了应对这些挑战并提高项目的有效性,提出了几项建议,如扩大项目后支持、建立金融合作伙伴关系和调整项目内容。本研究有助于理解创业支持计划,并为政策制定者、金融机构和中小微企业主提供可操作的见解,从而最终推动西爪哇的创业生态系统。
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Analysis of Bank Mandiri's Entrepreneur Expo Program in Encouraging Entrepreneurial Spirit
Micro, Small and Medium Enterprises (MSMEs) play an important role in Indonesia's economic development, especially in West Java Province. Recognizing this important role of MSMEs, Bank Mandiri has introduced the Entrepreneur Expo Program to support and promote entrepreneurship among MSMEs. This study aims to analyze the impact of Bank Mandiri's Entrepreneur Expo Program on the entrepreneurial spirit of MSMEs in West Java. This study uses a mixed-methods research design, consisting of 200 quantitative surveys and qualitative interviews, to collect data from program participants. The findings show that the program has had a positive impact on MSMEs. Networking opportunities, knowledge transfer and increased confidence have empowered the participants, fostering entrepreneurship in the region. Challenges, including sustainability and access to finance, have also been identified. To address these challenges and improve the effectiveness of the program, several recommendations are proposed, such as expanding post-program support, establishing financial partnerships, and adjusting program content. This study contributes to the understanding of entrepreneurship support programs and provides actionable insights for policymakers, financial institutions, and MSME owners, which can ultimately advance the entrepreneurship ecosystem in West Java.
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