{"title":"小额信贷服务在妇女赋权可持续发展目标中的作用:来自阿姆哈拉信贷和储蓄机构(ACSI)的一瞥","authors":"Habtamu Wondimu, Dagnachew Terefe, Girum Melkamu","doi":"10.1007/s43621-023-00161-7","DOIUrl":null,"url":null,"abstract":"Abstract Gender equality and women’s empowerment are major concerns under Goal 5 of the United Nations' Sustainable Development Goals to be achieved by 2030. Therefore, microfinance institutions in developing nations have been working on these issues by providing loans to married women and others in need. As a result, this paper focuses on one such microfinance institution in Ethiopia, called ACSI (Amhara Credit and Saving Institution), and its role in fostering economic independence for married women and their involvement in various public social schemes. The study utilized a qualitative approach, collecting data through in-depth interviews (26), focus group discussions (1), and life histories from ACSI experts (4) and key informants from Women's and Children's Affairs (6). Specifically, the study focused on married women in Basona Werana Woreda and examined the impact of ACSI's credit services on their social conditions. The empirical findings of the study reveal that the social condition of married women clients has improved due to the credit services provided by ACSI. Women's social empowerment indicators have shown positive changes after utilizing the credit services. However, the study also identified challenges faced by the institution, such as a lack of adequate transportation means and a shortage of personnel to reach remote residents and fulfill their mission of improving the situation of vulnerable low-income and productive poor resident women. Additionally, cultural attitudes pose significant challenges to the social empowerment of women. The empirical implementation of this study provides insights into the achievements and hurdles that need to be addressed in enhancing economic security for married women through microfinance initiatives.","PeriodicalId":34549,"journal":{"name":"Discover Sustainability","volume":"9 13","pages":"0"},"PeriodicalIF":2.4000,"publicationDate":"2023-11-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"The role of microfinance service in the sustainable development goals of women's empowerment: a glimpse from Amhara Credit and Savings Institution (ACSI)\",\"authors\":\"Habtamu Wondimu, Dagnachew Terefe, Girum Melkamu\",\"doi\":\"10.1007/s43621-023-00161-7\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Abstract Gender equality and women’s empowerment are major concerns under Goal 5 of the United Nations' Sustainable Development Goals to be achieved by 2030. Therefore, microfinance institutions in developing nations have been working on these issues by providing loans to married women and others in need. As a result, this paper focuses on one such microfinance institution in Ethiopia, called ACSI (Amhara Credit and Saving Institution), and its role in fostering economic independence for married women and their involvement in various public social schemes. The study utilized a qualitative approach, collecting data through in-depth interviews (26), focus group discussions (1), and life histories from ACSI experts (4) and key informants from Women's and Children's Affairs (6). Specifically, the study focused on married women in Basona Werana Woreda and examined the impact of ACSI's credit services on their social conditions. The empirical findings of the study reveal that the social condition of married women clients has improved due to the credit services provided by ACSI. Women's social empowerment indicators have shown positive changes after utilizing the credit services. However, the study also identified challenges faced by the institution, such as a lack of adequate transportation means and a shortage of personnel to reach remote residents and fulfill their mission of improving the situation of vulnerable low-income and productive poor resident women. Additionally, cultural attitudes pose significant challenges to the social empowerment of women. The empirical implementation of this study provides insights into the achievements and hurdles that need to be addressed in enhancing economic security for married women through microfinance initiatives.\",\"PeriodicalId\":34549,\"journal\":{\"name\":\"Discover Sustainability\",\"volume\":\"9 13\",\"pages\":\"0\"},\"PeriodicalIF\":2.4000,\"publicationDate\":\"2023-11-02\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Discover Sustainability\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.1007/s43621-023-00161-7\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q3\",\"JCRName\":\"ENVIRONMENTAL SCIENCES\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Discover Sustainability","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1007/s43621-023-00161-7","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"ENVIRONMENTAL SCIENCES","Score":null,"Total":0}
The role of microfinance service in the sustainable development goals of women's empowerment: a glimpse from Amhara Credit and Savings Institution (ACSI)
Abstract Gender equality and women’s empowerment are major concerns under Goal 5 of the United Nations' Sustainable Development Goals to be achieved by 2030. Therefore, microfinance institutions in developing nations have been working on these issues by providing loans to married women and others in need. As a result, this paper focuses on one such microfinance institution in Ethiopia, called ACSI (Amhara Credit and Saving Institution), and its role in fostering economic independence for married women and their involvement in various public social schemes. The study utilized a qualitative approach, collecting data through in-depth interviews (26), focus group discussions (1), and life histories from ACSI experts (4) and key informants from Women's and Children's Affairs (6). Specifically, the study focused on married women in Basona Werana Woreda and examined the impact of ACSI's credit services on their social conditions. The empirical findings of the study reveal that the social condition of married women clients has improved due to the credit services provided by ACSI. Women's social empowerment indicators have shown positive changes after utilizing the credit services. However, the study also identified challenges faced by the institution, such as a lack of adequate transportation means and a shortage of personnel to reach remote residents and fulfill their mission of improving the situation of vulnerable low-income and productive poor resident women. Additionally, cultural attitudes pose significant challenges to the social empowerment of women. The empirical implementation of this study provides insights into the achievements and hurdles that need to be addressed in enhancing economic security for married women through microfinance initiatives.
期刊介绍:
Discover Sustainability is part of the Discover journal series committed to providing a streamlined submission process, rapid review and publication, and a high level of author service at every stage. It is a multi-disciplinary, open access, community-focussed journal publishing results from across all fields relevant to sustainability research.
We need more integrated approaches to social, environmental and technological systems to address some of the challenges to the sustainability of life on Earth. Discover Sustainability aims to support multi-disciplinary research and policy developments addressing all 17 of the United Nations Sustainable Development Goals (SDGs). The journal is intended to help researchers, policy-makers and the general public understand how we can ensure the well-being of current and future generations within the limits of the natural world by sustaining planetary and human health. It will achieve this by publishing open access research from across all fields relevant to sustainability.
Submissions to Discover Sustainability should seek to challenge existing orthodoxies and practices and contribute to real-world change by taking a multi-disciplinary approach. They should also provide demonstrable solutions to the challenges of sustainability, as well as concrete suggestions for practical implementation, such as how the research can be operationalised and delivered within a wide socio-technical system.