小额信贷服务在妇女赋权可持续发展目标中的作用:来自阿姆哈拉信贷和储蓄机构(ACSI)的一瞥

IF 2.4 Q3 ENVIRONMENTAL SCIENCES Discover Sustainability Pub Date : 2023-11-02 DOI:10.1007/s43621-023-00161-7
Habtamu Wondimu, Dagnachew Terefe, Girum Melkamu
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引用次数: 0

摘要

性别平等和妇女赋权是联合国2030年可持续发展目标5的主要关注点。因此,发展中国家的小额信贷机构一直致力于解决这些问题,向已婚妇女和其他有需要的人提供贷款。因此,本文将重点放在埃塞俄比亚的一个这样的小额信贷机构,称为ACSI(阿姆哈拉信贷和储蓄机构),以及它在促进已婚妇女经济独立和她们参与各种公共社会计划方面的作用。该研究采用了定性方法,通过深度访谈(26)、焦点小组讨论(1)和ACSI专家(4)和妇女儿童事务关键线人(6)的生活史收集数据。具体而言,该研究侧重于Basona Werana Woreda的已婚妇女,并检查了ACSI的信贷服务对其社会状况的影响。研究的实证结果显示,已婚女性客户的社会状况因ACSI提供的信贷服务而有所改善。利用信贷服务后,妇女社会赋权指标出现积极变化。然而,该研究也确定了该机构面临的挑战,例如缺乏足够的交通工具和人员短缺,无法接触到偏远地区的居民并履行其改善脆弱的低收入和生产性贫穷居民妇女状况的使命。此外,文化态度对赋予妇女社会权力构成重大挑战。本研究的实证实施提供了通过小额信贷举措加强已婚妇女经济安全方面需要解决的成就和障碍的见解。
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The role of microfinance service in the sustainable development goals of women's empowerment: a glimpse from Amhara Credit and Savings Institution (ACSI)
Abstract Gender equality and women’s empowerment are major concerns under Goal 5 of the United Nations' Sustainable Development Goals to be achieved by 2030. Therefore, microfinance institutions in developing nations have been working on these issues by providing loans to married women and others in need. As a result, this paper focuses on one such microfinance institution in Ethiopia, called ACSI (Amhara Credit and Saving Institution), and its role in fostering economic independence for married women and their involvement in various public social schemes. The study utilized a qualitative approach, collecting data through in-depth interviews (26), focus group discussions (1), and life histories from ACSI experts (4) and key informants from Women's and Children's Affairs (6). Specifically, the study focused on married women in Basona Werana Woreda and examined the impact of ACSI's credit services on their social conditions. The empirical findings of the study reveal that the social condition of married women clients has improved due to the credit services provided by ACSI. Women's social empowerment indicators have shown positive changes after utilizing the credit services. However, the study also identified challenges faced by the institution, such as a lack of adequate transportation means and a shortage of personnel to reach remote residents and fulfill their mission of improving the situation of vulnerable low-income and productive poor resident women. Additionally, cultural attitudes pose significant challenges to the social empowerment of women. The empirical implementation of this study provides insights into the achievements and hurdles that need to be addressed in enhancing economic security for married women through microfinance initiatives.
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来源期刊
Discover Sustainability
Discover Sustainability sustainability research-
CiteScore
4.00
自引率
7.70%
发文量
38
审稿时长
26 days
期刊介绍: Discover Sustainability is part of the Discover journal series committed to providing a streamlined submission process, rapid review and publication, and a high level of author service at every stage. It is a multi-disciplinary, open access, community-focussed journal publishing results from across all fields relevant to sustainability research. We need more integrated approaches to social, environmental and technological systems to address some of the challenges to the sustainability of life on Earth. Discover Sustainability aims to support multi-disciplinary research and policy developments addressing all 17 of the United Nations Sustainable Development Goals (SDGs). The journal is intended to help researchers, policy-makers and the general public understand how we can ensure the well-being of current and future generations within the limits of the natural world by sustaining planetary and human health. It will achieve this by publishing open access research from across all fields relevant to sustainability. Submissions to Discover Sustainability should seek to challenge existing orthodoxies and practices and contribute to real-world change by taking a multi-disciplinary approach. They should also provide demonstrable solutions to the challenges of sustainability, as well as concrete suggestions for practical implementation, such as how the research can be operationalised and delivered within a wide socio-technical system.
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