{"title":"住宅风灾损失缓解案例研究:迈克尔飓风保险理赔数据分析","authors":"Aneurin Grant, Christopher L. Atkinson","doi":"10.3390/cli11120237","DOIUrl":null,"url":null,"abstract":"This study analyzes insurance claim data from an 11-county area in the Florida Panhandle following the landfall of Hurricane Michael. The data includes 1467 non-mobile home structures, with 902 (61.5%) storm-damaged structures in Bay County. The analysis focuses on Wind Mitigation form 1802. Specifically, building design variables were analyzed via linear regression as to their influence on the percent claim loss. The building design variables included total square footage, dwelling construction type, age of the building, roof type, roof cover type, roof deck attachment type, roof to wall attachment, the presence of secondary water resistance (or sealed roof deck), opening protection type, and roof shape. Results show that building design variables for insurance claims have a high predictive value relative to a Category 5 hurricane event. However, the predictive values of building design variables are also dependent on the dwelling’s proximity to the coast, its location relative to the strong or weak side of the storm, the diameter of the storm, and other wind field variables.","PeriodicalId":37615,"journal":{"name":"Climate","volume":null,"pages":null},"PeriodicalIF":3.0000,"publicationDate":"2023-12-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Residential Wind Loss Mitigation Case Study: An Analysis of Insurance Claim Data for Hurricane Michael\",\"authors\":\"Aneurin Grant, Christopher L. Atkinson\",\"doi\":\"10.3390/cli11120237\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This study analyzes insurance claim data from an 11-county area in the Florida Panhandle following the landfall of Hurricane Michael. The data includes 1467 non-mobile home structures, with 902 (61.5%) storm-damaged structures in Bay County. The analysis focuses on Wind Mitigation form 1802. Specifically, building design variables were analyzed via linear regression as to their influence on the percent claim loss. The building design variables included total square footage, dwelling construction type, age of the building, roof type, roof cover type, roof deck attachment type, roof to wall attachment, the presence of secondary water resistance (or sealed roof deck), opening protection type, and roof shape. Results show that building design variables for insurance claims have a high predictive value relative to a Category 5 hurricane event. However, the predictive values of building design variables are also dependent on the dwelling’s proximity to the coast, its location relative to the strong or weak side of the storm, the diameter of the storm, and other wind field variables.\",\"PeriodicalId\":37615,\"journal\":{\"name\":\"Climate\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":3.0000,\"publicationDate\":\"2023-12-04\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Climate\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.3390/cli11120237\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q2\",\"JCRName\":\"METEOROLOGY & ATMOSPHERIC SCIENCES\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Climate","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.3390/cli11120237","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q2","JCRName":"METEOROLOGY & ATMOSPHERIC SCIENCES","Score":null,"Total":0}
Residential Wind Loss Mitigation Case Study: An Analysis of Insurance Claim Data for Hurricane Michael
This study analyzes insurance claim data from an 11-county area in the Florida Panhandle following the landfall of Hurricane Michael. The data includes 1467 non-mobile home structures, with 902 (61.5%) storm-damaged structures in Bay County. The analysis focuses on Wind Mitigation form 1802. Specifically, building design variables were analyzed via linear regression as to their influence on the percent claim loss. The building design variables included total square footage, dwelling construction type, age of the building, roof type, roof cover type, roof deck attachment type, roof to wall attachment, the presence of secondary water resistance (or sealed roof deck), opening protection type, and roof shape. Results show that building design variables for insurance claims have a high predictive value relative to a Category 5 hurricane event. However, the predictive values of building design variables are also dependent on the dwelling’s proximity to the coast, its location relative to the strong or weak side of the storm, the diameter of the storm, and other wind field variables.
ClimateEarth and Planetary Sciences-Atmospheric Science
CiteScore
5.50
自引率
5.40%
发文量
172
审稿时长
11 weeks
期刊介绍:
Climate is an independent, international and multi-disciplinary open access journal focusing on climate processes of the earth, covering all scales and involving modelling and observation methods. The scope of Climate includes: Global climate Regional climate Urban climate Multiscale climate Polar climate Tropical climate Climate downscaling Climate process and sensitivity studies Climate dynamics Climate variability (Interseasonal, interannual to decadal) Feedbacks between local, regional, and global climate change Anthropogenic climate change Climate and monsoon Cloud and precipitation predictions Past, present, and projected climate change Hydroclimate.