伊斯兰教金融机构的社会责任对客户忠诚度的作用

Sandra Dewi, Yaswirman Yaswirman, Rudi Febriamansyah, Henmaidi Henmaidi
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摘要

为伊斯兰金融服务提供客户支持的形式对于伊斯兰金融机构行业的恢复力和竞争力非常重要。通过强调社会活动,本文试图了解伊斯兰银行的企业社会责任在影响客户忠诚度方面所起的作用,既包括单独影响客户忠诚度,也包括通过形象、信任和服务满意度影响客户忠诚度。本文探讨了企业社会责任如何使客户对伊斯兰银行留下深刻印象、信服、满意、惊讶并最终忠诚于伊斯兰银行。定量描述性分析表明:a) 企业社会责任对客户忠诚度有积极影响;b) 企业形象对客户忠诚度没有显著影响;c) 信任对客户忠诚度有显著的积极影响;d) 服务满意度对服务有积极影响;e) 企业社会责任、形象、信任和服务满意度同时对客户忠诚度有显著影响。间接而言,企业社会责任和忠诚度在金融机构和客户之间存在着相互关联、互利互惠的关系。本研究对企业社会责任对客户对这些金融机构的忠诚度的作用形式进行了新的研究。其实际意义在于,发展企业社会责任对于建立信任和声誉,进而提高客户对伊斯兰银行的忠诚度具有重要意义。
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The Role of Social Responsibility of Sharia Financial Institution on Customer Loyalty
The form of customer support for Islamic financial services is very important to create resilience and competitiveness in the Islamic Financial Institution industry. By highlighting social activities, this paper tries to see the role of CSR of Islamic banks in influencing customer loyalty , both individually and through image, trust and service satisfaction. This path explores how CSR makes customers impressed, convinced, satisfied, amazed, and ultimately loyal to Islamic banks. Quantitative descriptive analysis shows that a) the role of CSR gives a positive perspective on customer loyalty, b) Corporate image does not have a significant effect on customer loyalty, c) Trust has a significant positive effect on customer loyalty, d) service satisfaction has a positive effect on service, e) simultaneously CSR, image, trust and service satisfaction have a significant effect on customer loyalty. Indirectly, CSR and loyalty have an interrelated and mutually beneficial relationship between financial institutions and customers. This research has resulted in a new study of the form of the role of CSR on customer loyalty to these financial institutions. The practical implication lies in the importance of developing CSR to generate trust and reputation which in turn increases customer loyalty to Islamic banks
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