数字金融、电子商务和茶叶出口贸易

Jiayuan Zheng
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摘要

茶叶贸易一直是我国重要的出口贸易产品。随着数字普惠金融的不断发展,其在茶叶出口贸易中也发挥着重要作用。本文实证研究了2017年至2021年数字普惠金融发展的积极作用以及数字普惠金融对中小企业扩大茶叶出口业务的茶叶出口效应。研究发现,发展数字普惠金融可以缓解融资约束,降低融资成本,促进茶叶企业销售模式创新,推动茶叶出口。电子商务发挥了积极的调节作用,数字普惠金融对茶叶出口活动相对落后的地区可以发挥更大的带动作用。但在经济基础相对薄弱的地区,作用相对较弱。
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Digital Finance, E-Commerce and Tea Export Trade
The tea trade has always been an important export trade product in China. With the continuous development of digital inclusive finance, it also plays an important role in the tea export trade. This paper empirically studies the positive effect of the development of digital inclusive finance from 2017 to 2021 and the tea export effect of digital inclusive finance on the expansion of the tea export business by small and medium-sized enterprises. The research found that the development of digital inclusive finance can ease financing constraints, reduce financing costs, and promote the innovation of sales mode of tea enterprises, to promote tea export. E-commerce plays a positive regulatory role, and digital inclusive finance can play a greater role in driving the regions with relatively backward tea export activities. But in the area with a relatively weak economic foundation, the role is relatively weak.
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