可租性和流动性方面对 2017-2021 年伊斯兰商业银行健康状况的影响

Laili Istiqoma, Rafidah, Nurfitri Martaliah
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摘要

本研究的目的是确定收益和流动性对伊斯兰商业银行2017-2021年健康水平的影响。即确定资产回报率(ROA)、营业收入的运营成本(BOPO)和融资与存款比率(FDR)对 2017-2021 年伊斯兰商业银行资本充足率(CAR)的影响。研究采用定量方法。抽样基于目的性抽样,并使用经典假设检验、F 检验、T 检验、面板数据回归分析进行检验。研究结果表明,ROA、BOPO 和 FDR 变量同时对 CAR 变量有显著的正向影响。部分投资回报率变量对资本充足率有明显(负)影响,BOPO 变量对资本充足率有明显(负)影响,FDR 变量对资本充足率的影响为负,不明显。
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Pengaruh Aspek Rentabilitas Dan Likuiditas Terhadap Kesehatan Bank Umum Syariah Tahun 2017-2021
The purpose of this research was to determine the effect of Earning and Likuidity on the Health level of Sharia Commercia Bank for the 2017-2021. That is determine the effect of Return On Asset (ROA), Operational Cost of Operating Income (BOPO) and Financing to Deposit Ratio (FDR) on Capital Adequacy Ratio (CAR) at Sharia Commercial Bank for the 2017-2021. The research uses a quantitative approach. Sampling was based on purposive sampling, and tested with Classical Assumption Test, F test, T test, Panel Data Regression analysis. The result of the study explain that simultaneously the ROA, BOPO and FDR variables have a significant positive effect on the CAR variable. While partially the ROA variable effects significantly (negative) on the CAR, the BOPO variable effect significantly (negative) on the CAR and the FDR variable effect negative not significant on the CAR.
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