数字金融知识对 Z 世代储蓄行为和购物行为的影响

Alysa Alysa, Fida Muthia, Isni Andriana
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引用次数: 0

摘要

本研究旨在确定和分析数字金融知识对 Z 世代储蓄行为和购物行为的影响。研究对象主要是 Sriwijaya 大学经济学院管理系的本科生,共有 1,004 人。研究样本通过目的抽样技术确定,并使用 slovin 公式计算,因此参与本研究的学生多达 91 人。本研究采用的数据分析技术是描述性统计分析,并使用 WarpPLS 7.0 软件进行多元线性回归结构方程建模-部分最小二乘法(SEM-PLS)。研究结果表明,数字金融知识对 Z 世代的储蓄行为和购物行为有积极而显著的影响。 关键词:数字金融知识;储蓄行为;购物行为
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Pengaruh Literasi Keuangan Digital terhadap Perilaku Menabung dan Perilaku Berbelanja pada Generasi Z
This study aims to determine and analyze the effect of digital financial literacy on saving behavior and shopping behavior in generation Z. This research uses a quantitative method with a questionnaire as a research instrument. The population in this study focused on undergraduate students in the Management Department of the Faculty of Economics at Sriwijaya University and there were 1,004 people. The research sample is determined by the technique purpose sampling and calculated using the formula slovin, so that as many as 91 students participated in this study. The data analysis technique used in this study is descriptive statistical analysis and using multiple linear regression Sturctural Equation Modelling-Partial Least Squared (SEM-PLS) withsoftware WarpPLS 7.0. The results of this study indicate that digital financial literacy has a positive and significant effect on saving behavior and shopping behavior in generation Z. Keywords: digital financial literacy, saving behavior, and shopping behavior
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