{"title":"对《澳大利亚老年人面临的金融知识、金融风险和金融挑战》的评论","authors":"Siobhan Austen, Alison Preston","doi":"10.1111/1467-8462.12546","DOIUrl":null,"url":null,"abstract":"<p>Drawing on data from the Household, Income and Labour Dynamics in Australia (HILDA) Survey and from qualitative data from in-depth interviews with older Australians in mixed sex couple households, this article highlights the risks and vulnerabilities that older Australians face in saving for retirement and, importantly, in drawing down assets in retirement. The article also provides data on financial literacy and risk-taking among older Australians.</p>","PeriodicalId":46348,"journal":{"name":"Australian Economic Review","volume":"57 1","pages":"82-89"},"PeriodicalIF":1.0000,"publicationDate":"2024-03-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/1467-8462.12546","citationCount":"0","resultStr":"{\"title\":\"A Comment on the Financial Literacy, Financial Risks and Financial Challenges Facing Older Australians\",\"authors\":\"Siobhan Austen, Alison Preston\",\"doi\":\"10.1111/1467-8462.12546\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"<p>Drawing on data from the Household, Income and Labour Dynamics in Australia (HILDA) Survey and from qualitative data from in-depth interviews with older Australians in mixed sex couple households, this article highlights the risks and vulnerabilities that older Australians face in saving for retirement and, importantly, in drawing down assets in retirement. The article also provides data on financial literacy and risk-taking among older Australians.</p>\",\"PeriodicalId\":46348,\"journal\":{\"name\":\"Australian Economic Review\",\"volume\":\"57 1\",\"pages\":\"82-89\"},\"PeriodicalIF\":1.0000,\"publicationDate\":\"2024-03-20\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"https://onlinelibrary.wiley.com/doi/epdf/10.1111/1467-8462.12546\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Australian Economic Review\",\"FirstCategoryId\":\"96\",\"ListUrlMain\":\"https://onlinelibrary.wiley.com/doi/10.1111/1467-8462.12546\",\"RegionNum\":4,\"RegionCategory\":\"经济学\",\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q3\",\"JCRName\":\"ECONOMICS\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Australian Economic Review","FirstCategoryId":"96","ListUrlMain":"https://onlinelibrary.wiley.com/doi/10.1111/1467-8462.12546","RegionNum":4,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"ECONOMICS","Score":null,"Total":0}
A Comment on the Financial Literacy, Financial Risks and Financial Challenges Facing Older Australians
Drawing on data from the Household, Income and Labour Dynamics in Australia (HILDA) Survey and from qualitative data from in-depth interviews with older Australians in mixed sex couple households, this article highlights the risks and vulnerabilities that older Australians face in saving for retirement and, importantly, in drawing down assets in retirement. The article also provides data on financial literacy and risk-taking among older Australians.
期刊介绍：
An applied economics journal with a strong policy orientation, The Australian Economic Review publishes high-quality articles applying economic analysis to a wide range of macroeconomic and microeconomic topics relevant to both economic and social policy issues. Produced by the Melbourne Institute of Applied Economic and Social Research, it is the leading journal of its kind in Australia and the Asia-Pacific region. While it is of special interest to Australian academics, students, policy makers, and others interested in the Australian economy, the journal also considers matters of international interest.
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