GENBI SUL-TENG 的社会化和实施对伊斯兰经济学学生 QRIS 支付偏好的影响

Syafril, Fikram, Irham Pakkawaru, Ferdiawan
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摘要

本研究旨在确定社会化和印尼中苏拉威西一代(GenBi Sul-Teng)的实施对经济与伊斯兰商业学院的学生在 5.0 时代通过 QRIS 使用非现金支付的兴趣的影响,同时将便利性作为部分和同时的调节变量。本研究是一项采用定量方法的关联定量研究。通过观察和发放问卷收集原始数据,并将所有人口作为样本。数据分析技术、经典假设和 MRA 均使用 SPSS 23 版 Windows 程序进行。结果表明,通过 T 检验,部分社会化变量对学生兴趣有显著的正向影响,应用变量对学生兴趣也有显著的正向影响。同时,在 F 检验中,社会化变量和应用变量同时影响学生的兴趣。便利性变量可以调节社会化对学生兴趣的影响,但不显著。然而,便利性变量可以调节应用对学生兴趣的影响,其决定系数(R Square)为 0.452。这意味着,在本研究中,自变量对因变量的影响为 45.2%,而其余部分则受其他未考察变量的影响。
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The impact of GENBI SUL-TENG's socialization and implementation on Islamic Economics students' QRIS payment preference
This study aims to determine the effect of socialization and implementation of Generasi Baru Indonesia Central Sulawesi (GenBi Sul-Teng) on the interest of students at the Faculty of Economics and Islamic Business in using non-cash payments through QRIS in Era 5.0, with convenience as a moderating variable, both partially and simultaneously. This research is an associative quantitative study utilizing a quantitative approach. Primary data were collected through observation and distribution of questionnaires, with all members of the population being included as samples. Data analysis techniques, classical assumptions, and MRA were performed using the SPSS version 23 for Windows program. The results indicate that, partially, through the T test, socialization variables have a positive and significant effect on student interest, and application variables also exhibit a positive and significant effect on student interest. Meanwhile, in the F test, both socialization and application variables simultaneously influence student interest. The convenience variable moderates the effect of socialization on student interest but is not significant. However, the convenience variable can moderate the effect of application on student interest, with the coefficient of determination (R Square) being 0.452. This implies that the independent variables' influence on the dependent variable in this study is 45.2%, while the remainder is influenced by other variables not examined.
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