投资意向对决策影响很大?对印度尼西亚金融行为规划领域的新贡献

Q3 Economics, Econometrics and Finance Finance: Theory and Practice Pub Date : 2024-07-27 DOI:10.26794/2587-5671-2024-28-6-1252-02
Yuliani Yuliani, T. Taufik, Sh. Malinda
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引用次数: 0

摘要

本研究旨在确定金融态度、知识和感知风险对投资意向、再投资、平台信任度和投资满意度的影响的实证证据。数据是在 2022 年 5 月至 7 月期间通过在线谷歌表格收集的,调查对象是来自印度尼西亚各城市的 401 名受访者,数据采用偏最小二乘法的结构方程模型进行分析。结果显示,金融态度对投资意向和知识有显著的正向影响,而对感知风险的影响不明显。投资意向对决策的影响较大。再投资受投资意向、决策和信任的影响较大。信任对再投资的影响较大,而再投资对财务满意度有显著的正向影响。本研究以货币资产为单位分析投资决策,为财务行为规划领域做出了新的贡献。然而,在针对具有独特性的企业或中小企业的进一步研究中,还需要在检验和模型改进方面做出一些调整,以提高适用性。
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Intention to Invest has a High Impact on Decision Making? New Contribution to the Planning Field of Financial Behavior in Indonesia
The study’s purpose is to determine empirical evidence on the effect of financial attitude, knowledge, and perceived risk on intention to invest, reinvestment, level of trust in the platform, and investment satisfaction. The data were collected via an Online Google form from May to July 2022, through a survey of 401 respondents from cities in Indonesia, and were analyzed by structural equation modeling with partial least squares. The results showed that financial attitude has a significant positive effect on the intention to invest and knowledge, while it is insignificant on perceived risk. The intention to invest has a high impact on decision-making. Reinvestment is significantly influenced by intention, decision-making, and trust. The effect of trust has a high impact on reinvestment, which has a significant positive influence on financial satisfaction. This study has made a new contribution to the planning field of financial behavior, regarding investment decisions in terms of monetary assets for unit analysis. However, in further study for businesses or SMEs with unique characteristics, some adjustments are needed in the aspects of testing and model improvement to increase applicability.
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来源期刊
Finance: Theory and Practice
Finance: Theory and Practice Economics, Econometrics and Finance-Economics, Econometrics and Finance (miscellaneous)
CiteScore
1.30
自引率
0.00%
发文量
84
审稿时长
8 weeks
期刊最新文献
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