为什么医疗储蓄账户值得仔细研究?

The Journal of American health policy Pub Date : 1994-05-01

G A Jensen, R J Morlock

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引用次数: 0

摘要

医疗储蓄账户被认为是年轻人或富人的奢侈品，但大多数美国人——他们既不是穷人，也不是慢性病患者——都可以利用它，在医疗保健方面做出成本意识较强的选择。目前的联邦税法和保险公司无法销售灾难性团体保险政策，这对它们的广泛使用构成了障碍，应该予以消除。

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Why medical savings accounts deserve a closer look.

Dismissed as a luxury only for the young or wealthy, medical savings accounts could be used by a majority of Americans--who are neither poor or chronically ill--to make cost-conscious choices about their health care. Current federal tax laws and insurers' inability to sell catastrophic group coverage policies pose obstacles to their widespread use and should be removed.

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The Journal of American health policy

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