哪些因素让现金在欧盟继续存在?

IF 2.4 4区 经济学 Q2 ECONOMICS Economist-Netherlands Pub Date : 2021-01-01 Epub Date: 2021-05-31 DOI:10.1007/s10645-021-09384-3
Yulia Titova, Delia Cornea, Sébastien Lemeunier
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引用次数: 0

摘要

本文旨在基于一套技术、社会经济和社会文化指标和成本组成部分,分析2003-2016年期间欧盟(EU)国家现金使用的决定因素。我们的研究结果揭示了欧盟发达国家和中欧和东欧(CEE)国家共同和区域特定决定因素的存在。在这两个群体中,现金的使用都是由支付系统的特点决定的。此外,在欧盟发达国家,现金使用也可以通过经济发展水平和收入不平等以及互联网的普及来解释。相比之下,中东欧国家的现金使用与消费者信心呈负相关,与以移动用户表示的技术进步呈负相关。
本文章由计算机程序翻译,如有差异,请以英文原文为准。

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What Factors Keep Cash Alive in the European Union?

This paper aims to analyze the determinants of cash usage in a selection of European Union (EU) countries over the 2003-2016 period, based on a set of technological, socioeconomic, and socio-cultural indicators and cost components. Our results reveal the existence of both common and region-specific determinants for the EU advanced and Central and Eastern European (CEE) countries. In both groups cash usage is determined by payment system characteristics. Additionally, in the EU advanced countries cash usage can also be explained by the level of economic development and income inequalities and proliferation of Internet. In contrast, cash usage in CEE countries is negatively associated with consumer confidence and is inversely related to the technological progress, expressed in terms of mobile users.

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来源期刊
CiteScore
2.90
自引率
12.50%
发文量
19
期刊介绍: Since 1852, De Economist, the Netherlands Economic Review, has provided an outlet for high quality research in economics. Emphasizing European issues, it offers insightful studies that deal with theoretical issues as well as applied work. The journal also publishes important surveys of current research. Authors of articles based on empirical research are required to make their datasets available to readers, enabling them to replicate the research results. Officially cited as: De Economist
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