识字是力量,改变生活:引导金融识字与金融满意度之间的关系

Q3 Business, Management and Accounting Journal of Asia-Pacific Business Pub Date : 2020-10-01 DOI:10.1080/10599231.2020.1831274
N. Kengatharan, L. Kengatharan, Muthucumaraswamy Thileepan
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引用次数: 4

摘要

摘要在行为生命周期模型、生命周期消费模型和效用理论的基础上,我们提出了一个新的模型来考察金融素养对金融满意度的影响渠道。这些数据是通过个人投资者的自我管理问卷收集的。研究发现,财务规划在财务素养与财务满意度之间起中介作用,性别在财务规划与财务满意度之间起调节作用。我们的研究为现有文献的前沿做出了贡献,并提供了许多有用的实际含义,因此,从政策的角度来看,我们的发现是至关重要的。
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Literacy is power and transforms lives: Channelling the relationship between financial literacy and financial satisfaction
ABSTRACT Anchored in the behavioral life-cycle model, the life-cycle consumption model, and the utility theory, we propose a new model that examines the channel through which financial literacy impacts on financial satisfaction. The data were gleaned with a self-administrated questionnaire from individual investors. The results disclose that financial planning mediates the relationship between financial literacy and financial satisfaction, and further, reveal that the moderating role of gender of the relationship between financial planning and financial satisfaction. Our study contributes to the frontiers of extant literature and proffers many useful practical implications and thus, from a policy perspective, our findings are crucial.
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来源期刊
Journal of Asia-Pacific Business
Journal of Asia-Pacific Business Business, Management and Accounting-Business and International Management
CiteScore
2.50
自引率
0.00%
发文量
17
期刊介绍: Present circumstances underscore the need to improve the understanding of conducting business with and within the Asia-Pacific countries. The Journal of Asia-Pacific Business™ provides a blend of cutting-edge knowledge and practical applications on business management and marketing strategy. In the Journal of Asia-Pacific Business™, you will find articles and feature sections that provide a pragmatic view of the business environment in this dynamic region. This essential resource offers readers a good blend of descriptive, conceptual, and theoretical articles dealing with current topics.
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