应对新冠疫情和不良贷款增长的经济政策

IF 16.4 1区化学 Q1 CHEMISTRY, MULTIDISCIPLINARY Accounts of Chemical Research Pub Date : 2021-08-10 DOI:10.1111/irfi.12362

Hassan F. Gholipour, Amir Arjomandi

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引用次数: 5

摘要

摘要在本文中，我们调查了2020年47个经济体对新冠肺炎疫情的各种经济政策反应（流动性支持、审慎政策、借款人支持、资产购买和政策利率决策）与不良贷款增长之间的关系。在控制不良贷款的其他相关决定因素的情况下，我们的回归分析表明，决策者使用审慎和借款人支持措施的经济体报告的不良贷款总额增长明显放缓。与借款人支持措施相比，审慎措施也证实了与不良贷款减少的关系更加牢固。除此之外，非抵押消费贷款比抵押贷款对经济政策反应更敏感。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Economic policy responses to the COVID-19 pandemic and growth of nonperforming loans

In this paper, we investigate the relationship between various economic policy responses to the COVID-19 pandemic (liquidity support, prudential policies, borrower support, asset purchase, and policy rate decisions) and the growth of nonperforming loans (NPLs) in 2020 across 47 economies. Controlling for other relevant determinants of NPLs, our regression analyses show that economies in which policymakers have used prudential and borrower support measures reported significantly slower growth of aggregate NPLs. The prudential measures also confirmed a more robust relationship with NPL reductions compared with borrower support measures. Added to this, non-mortgage consumer loans are found to be more sensitive than mortgage loans to economic policy responses.

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来源期刊

Accounts of Chemical Research 化学-化学综合

CiteScore

31.40

自引率

1.10%

发文量

312

审稿时长

2 months

期刊介绍： Accounts of Chemical Research presents short, concise and critical articles offering easy-to-read overviews of basic research and applications in all areas of chemistry and biochemistry. These short reviews focus on research from the author’s own laboratory and are designed to teach the reader about a research project. In addition, Accounts of Chemical Research publishes commentaries that give an informed opinion on a current research problem. Special Issues online are devoted to a single topic of unusual activity and significance. Accounts of Chemical Research replaces the traditional article abstract with an article "Conspectus." These entries synopsize the research affording the reader a closer look at the content and significance of an article. Through this provision of a more detailed description of the article contents, the Conspectus enhances the article's discoverability by search engines and the exposure for the research.