{"title":"哪些信息重要?衡量业主对租客筛选报告的评估","authors":"Wonyoung So","doi":"10.1080/10511482.2022.2113815","DOIUrl":null,"url":null,"abstract":"Abstract This research studies how tenant screening services’ presentation of information influences landlord decisions. Tenant screening services utilize criminal records, eviction records, and credit score databases to produce reports that landlords use to inform their decisions about who to rent to. However, little is known about how landlords assess the information presented by tenant screening reports. Through a behavioral experiment with landlords using simulated tenant screening reports, this study shows that landlords use blanket screening policies, that they conflate the existence of tenant records with outcomes (e.g., eviction filings with executed evictions), and that they display, on average, tendencies toward automation bias that are influenced by the risk assessments and scores presented by tenant screening reports. I argue that maintaining blanket screening policies and automation bias, combined with the downstream effects of creating and using racially biased eviction and criminal records, means that people of color will inevitably experience disproportionate exclusion from rental housing due to perceived “risk” on the part of landlords.","PeriodicalId":47744,"journal":{"name":"Housing Policy Debate","volume":" ","pages":""},"PeriodicalIF":2.8000,"publicationDate":"2022-08-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"6","resultStr":"{\"title\":\"Which Information Matters? Measuring Landlord Assessment of Tenant Screening Reports\",\"authors\":\"Wonyoung So\",\"doi\":\"10.1080/10511482.2022.2113815\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Abstract This research studies how tenant screening services’ presentation of information influences landlord decisions. Tenant screening services utilize criminal records, eviction records, and credit score databases to produce reports that landlords use to inform their decisions about who to rent to. However, little is known about how landlords assess the information presented by tenant screening reports. Through a behavioral experiment with landlords using simulated tenant screening reports, this study shows that landlords use blanket screening policies, that they conflate the existence of tenant records with outcomes (e.g., eviction filings with executed evictions), and that they display, on average, tendencies toward automation bias that are influenced by the risk assessments and scores presented by tenant screening reports. I argue that maintaining blanket screening policies and automation bias, combined with the downstream effects of creating and using racially biased eviction and criminal records, means that people of color will inevitably experience disproportionate exclusion from rental housing due to perceived “risk” on the part of landlords.\",\"PeriodicalId\":47744,\"journal\":{\"name\":\"Housing Policy Debate\",\"volume\":\" \",\"pages\":\"\"},\"PeriodicalIF\":2.8000,\"publicationDate\":\"2022-08-30\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"6\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Housing Policy Debate\",\"FirstCategoryId\":\"96\",\"ListUrlMain\":\"https://doi.org/10.1080/10511482.2022.2113815\",\"RegionNum\":3,\"RegionCategory\":\"经济学\",\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q2\",\"JCRName\":\"DEVELOPMENT STUDIES\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Housing Policy Debate","FirstCategoryId":"96","ListUrlMain":"https://doi.org/10.1080/10511482.2022.2113815","RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q2","JCRName":"DEVELOPMENT STUDIES","Score":null,"Total":0}
Which Information Matters? Measuring Landlord Assessment of Tenant Screening Reports
Abstract This research studies how tenant screening services’ presentation of information influences landlord decisions. Tenant screening services utilize criminal records, eviction records, and credit score databases to produce reports that landlords use to inform their decisions about who to rent to. However, little is known about how landlords assess the information presented by tenant screening reports. Through a behavioral experiment with landlords using simulated tenant screening reports, this study shows that landlords use blanket screening policies, that they conflate the existence of tenant records with outcomes (e.g., eviction filings with executed evictions), and that they display, on average, tendencies toward automation bias that are influenced by the risk assessments and scores presented by tenant screening reports. I argue that maintaining blanket screening policies and automation bias, combined with the downstream effects of creating and using racially biased eviction and criminal records, means that people of color will inevitably experience disproportionate exclusion from rental housing due to perceived “risk” on the part of landlords.
期刊介绍:
Housing Policy Debate provides a venue for original research on U.S. housing policy. Subjects include affordable housing policy, fair housing policy, land use regulations influencing housing affordability, metropolitan development trends, and linkages among housing policy and energy, environmental, and transportation policy. Housing Policy Debate is published quarterly. Most issues feature a Forum section and an Articles section. The Forum, which highlights a current debate, features a central article and responding comments that represent a range of perspectives. All articles in the Forum and Articles sections undergo a double-blind peer review process.