伊斯兰银行的股权融资、债务融资和财务绩效

H. Sudarsono, Jannahar Saddam Ash Shiddiqi
{"title":"伊斯兰银行的股权融资、债务融资和财务绩效","authors":"H. Sudarsono, Jannahar Saddam Ash Shiddiqi","doi":"10.18326/muqtasid.v12i2.89-104","DOIUrl":null,"url":null,"abstract":"This research aims to determine the effect of bank size (SIZE), profitability (ROA), efficiency (EFF), non-performing finance (NPF), interest (INTR), and inflation (INFL) on profit and loss sharing (PLS) financing (equity financing), and sale-purchase (SP) financing (debt financing) Islamic banks in Indonesia. Furthermore, monthly Islamic bank data in June 2014 to July 2020 was used. The autoregressive distributed lag (ARDL) method was used to determine the short and long-term effects of the independent variables on the financing variable. The results showed that ROA and EFF have a positive effect on MRF but ROA and EFF have a negative effect on MDA and MSF. NPF has a positive effect on MDF, but has a negative effect on MRF. Meanwhile, SIZE has a negative effect on MDF, MDA, MRF, and MRA. The INTR has a negative effect on MDA, MRF, and MRA. The implication of this research is that financialperformance has more influence on debt financing compared to equity financing of Islamic banks in Indonesia.","PeriodicalId":55776,"journal":{"name":"Muqtasid Jurnal Ekonomi dan Perbankan Syariah","volume":" ","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2022-01-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"2","resultStr":"{\"title\":\"Equity Financing, Debt Financing, and Financial Performance in Islamic Banks\",\"authors\":\"H. Sudarsono, Jannahar Saddam Ash Shiddiqi\",\"doi\":\"10.18326/muqtasid.v12i2.89-104\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This research aims to determine the effect of bank size (SIZE), profitability (ROA), efficiency (EFF), non-performing finance (NPF), interest (INTR), and inflation (INFL) on profit and loss sharing (PLS) financing (equity financing), and sale-purchase (SP) financing (debt financing) Islamic banks in Indonesia. Furthermore, monthly Islamic bank data in June 2014 to July 2020 was used. The autoregressive distributed lag (ARDL) method was used to determine the short and long-term effects of the independent variables on the financing variable. The results showed that ROA and EFF have a positive effect on MRF but ROA and EFF have a negative effect on MDA and MSF. NPF has a positive effect on MDF, but has a negative effect on MRF. Meanwhile, SIZE has a negative effect on MDF, MDA, MRF, and MRA. The INTR has a negative effect on MDA, MRF, and MRA. The implication of this research is that financialperformance has more influence on debt financing compared to equity financing of Islamic banks in Indonesia.\",\"PeriodicalId\":55776,\"journal\":{\"name\":\"Muqtasid Jurnal Ekonomi dan Perbankan Syariah\",\"volume\":\" \",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2022-01-22\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"2\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Muqtasid Jurnal Ekonomi dan Perbankan Syariah\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.18326/muqtasid.v12i2.89-104\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Muqtasid Jurnal Ekonomi dan Perbankan Syariah","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.18326/muqtasid.v12i2.89-104","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 2

摘要

本研究旨在确定银行规模(size)、盈利能力(ROA)、效率(EFF)、不良贷款(NPF)、利息(INTR)和通货膨胀率(INFL)对印度尼西亚伊斯兰银行损益分担(PLS)融资(股权融资)和买卖融资(SP)融资(债务融资)的影响。此外,还使用了2014年6月至2020年7月的伊斯兰银行月度数据。自回归分布滞后(ARDL)方法用于确定自变量对财务变量的短期和长期影响。结果表明,ROA和EFF对MRF有正向影响,但对MDA和MSF有负向影响。NPF对MDF有积极影响,但对MRF有消极影响。同时,SIZE对MDF、MDA、MRF和MRA有负面影响。INTR对MDA、MRF和MRA有负面影响。这项研究的含义是,与印度尼西亚伊斯兰银行的股权融资相比,财务业绩对债务融资的影响更大。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
查看原文
分享 分享
微信好友 朋友圈 QQ好友 复制链接
本刊更多论文
Equity Financing, Debt Financing, and Financial Performance in Islamic Banks
This research aims to determine the effect of bank size (SIZE), profitability (ROA), efficiency (EFF), non-performing finance (NPF), interest (INTR), and inflation (INFL) on profit and loss sharing (PLS) financing (equity financing), and sale-purchase (SP) financing (debt financing) Islamic banks in Indonesia. Furthermore, monthly Islamic bank data in June 2014 to July 2020 was used. The autoregressive distributed lag (ARDL) method was used to determine the short and long-term effects of the independent variables on the financing variable. The results showed that ROA and EFF have a positive effect on MRF but ROA and EFF have a negative effect on MDA and MSF. NPF has a positive effect on MDF, but has a negative effect on MRF. Meanwhile, SIZE has a negative effect on MDF, MDA, MRF, and MRA. The INTR has a negative effect on MDA, MRF, and MRA. The implication of this research is that financialperformance has more influence on debt financing compared to equity financing of Islamic banks in Indonesia.
求助全文
通过发布文献求助,成功后即可免费获取论文全文。 去求助
来源期刊
自引率
0.00%
发文量
3
审稿时长
24 weeks
期刊最新文献
Bagaimana Upaya Dana Pensiun Syariah dalam Memajukan Lembaga Keuangan Syariah di Indonesia? Penerapan Green Banking di Lingkungan Bank BJB Syariah Indonesia Digitalization of Islamic Economics in 12 Aspects of Isomorphism: Indonesian Context Melawan Sistem Keuangan dan di Balik Kehancuran Pasar Properti AS: Sebuah Kajian Moneter dalam Perspektif Islam Implementation of Halal Product Assurance Through Halal Certification as Service Quality in Food and Beverage Products
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
已复制链接
已复制链接
快去分享给好友吧!
我知道了
×
扫码分享
扫码分享
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1