互联网银行服务质量对沙特银行电子客户满意度的影响:新冠疫情前与疫情期间的比较研究

A. Alarifi, K. S. Husain
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引用次数: 12

摘要

本研究的主要目的是通过评估2019冠状病毒病(COVID-19)流行之前和期间的电子服务质量维度,比较沙特银行在2019冠状病毒病(COVID-19)流行之前和期间的电子客户满意度。设计/方法/方法为了检查沙特银行电子客户的电子客户满意度,采用便利抽样方法收集数据,在COVID-19之前和期间使用两份问卷收集数据,分发给沙特银行电子客户。利用SPSS (statistical Product and Service Solutions)软件和Excel软件,通过多元回归和配对样本t检验等知名统计技术,对588家银行电子客户的采集数据进行样本容量分析。研究发现,效率是沙特阿拉伯电子客户对银行满意度的主要决定因素。沙特的情况与其他国家不同。新冠肺炎疫情前和疫情期间,网上银行电子服务质量对电子客户服务的影响存在差异。实践意义本研究对管理层面具有重要的实践意义。本研究对银行如何通过提高客户服务水平和增强网站互动来满足电子客户的需求具有重要的启示意义,通过建立一个有效的支持团队来鼓励响应效果,从而立即解决电子客户的问题。特别是,网站管理人员应该审查他们的网站框架,并为电子客户创建一个易于组织的网站。独创性/价值本研究通过测试COVID-19之前和期间结构之间的影响,改进了过去的研究方法。这项研究是对当前文献收集的重要补充。
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The influence of Internet banking services quality on e-customers’ satisfaction of Saudi banks: comparison study before and during COVID-19
PurposeThe main purpose of this study is to compare e-customer satisfaction in Saudi banks before and during coronavirus disease 2019 (COVID-19) pandemic by assessing the e-service quality dimension before and during the pandemic.Design/methodology/approachTo examine e-customer satisfaction among Saudi bank e-customers, data were collected using convenience sampling methods utilizing two questionnaires before and during COVID-19, distributed to Saudi bank e-customers. The sample size of collecting data of 588 bank e-customers was analyzed through a well-known statistical technique, multiple regression and paired sample t-test, using Statistical Product and Service Solutions (SPSS) software and Excel.FindingsIt is found that efficiency is the major determinant of e-customers’ satisfaction with banks in Saudi Arabia. The Saudi context is different from other countries. There are differences between the impact of Internet banking e-service quality on e-customer service before and during the COVID-19.Practical implicationsThis research has a crucial inference for the managerial level practically. This study has important implications for the banks to satisfy their e-customers by increasing customer service level and enhancing the interaction in the site to solve the e-customers problem immediately by creating an effective support team to encourage the effect of responsiveness. In particular, website managers should review their website framework and create an easily organized site for e-customers.Originality/valueThe research improves past studies' methodology by testing the impacts between the constructs before and during COVID-19. This research is a significant addition to the current literature collection.
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来源期刊
CiteScore
5.60
自引率
12.00%
发文量
53
期刊介绍: In today''s competitive business and industrial environment, it is essential to have an academic journal offering the most current theoretical knowledge on quality and reliability to ensure that top management is fully conversant with new thinking, techniques and developments in the field. The International Journal of Quality & Reliability Management (IJQRM) deals with all aspects of business improvements and with all aspects of manufacturing and services, from the training of (senior) managers, to innovations in organising and processing to raise standards of product and service quality. It is this unique blend of theoretical knowledge and managerial relevance that makes IJQRM a valuable resource for managers striving for higher standards.Coverage includes: -Reliability, availability & maintenance -Gauging, calibration & measurement -Life cycle costing & sustainability -Reliability Management of Systems -Service Quality -Green Marketing -Product liability -Product testing techniques & systems -Quality function deployment -Reliability & quality education & training -Productivity improvement -Performance improvement -(Regulatory) standards for quality & Quality Awards -Statistical process control -System modelling -Teamwork -Quality data & datamining
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