How can inclusive growth be enabled from financial technology

The aim of this article is to develop a process that can emulate inclusive growth through the implementation of financial technology. Inclusive growth is conceived in this work as an extension of basic economic rights to access vital networks and services. Thus, FinTech is seen as one of the essential catalysts to increase the productivity of two billion underbanked people and therefore it can serve as a springboard towards inclusive growth. The study of the experience of Taobao in China made it possible to verify this observation through the inclusion of rural populations allowing them to diversify their activity and to contribute significantly to the increase of Chinese rural GDP. The same goes for Kenya with M-Pesa allowing 77% of adult Kenyans to access banking services and therefore ensure them a formal and structured integration into economic life.