战略对伊斯兰金融机构运作的影响

Siti Mujibatun
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引用次数: 0

摘要

本研究旨在分析伊斯兰金融机构(LKS)的营销绩效,并通过对(Arta Surya Barokah Bank, Semarang and Asad Alif Bank, Sukorejo, Kendal)的研究,获得实证证据,明确排他战略对伊斯兰金融机构营销绩效的影响。正式地说,这项研究的贡献预计将为伊斯兰经济学领域的科学发展做出贡献,并在资金筹集和分配方面切实改善伊斯兰金融机构的营销绩效,以便到2010年,印度尼西亚银行计划获得传统银行总资产的5%的目标可以实现。本研究采用问卷调查法进行定量研究。而所进行的假设检验是基于计算的简单回归分析。本研究的发现是,2009年,在Arta Surya Barokah Bank Semarang和Asad alif Bank Sukorejo Kendal,排他策略对提高伊斯兰金融机构的营销绩效没有显著影响,因此,预计两家银行可以通过改变其提供产品的模式范式,使其更具包容性和熟悉利益相关者可以理解的语言,来提高伊斯兰金融机构的营销绩效。因此,它可以抵消传统金融机构,特别是在产品的金融营销。
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PENGARUH STRATEGI EKSKLUSIF TERHADAP KINERJA LEMBAGA KEUANGAN SYARI’AH
This study aims to analyze the marketing performance of Sharia Financial Institutions (LKS) and obtain empirical evidence and find clarity about the effect of Exclusive Strategic on marketing performance of Sharia Financial Institutions by focusing the research on (Arta Surya Barokah Bank, Semarang and Asad Alif Bank, Sukorejo, Kendal). Formally, the contribution of this research is expected to provide contributions to the development of science in the field of Islamic Economics and practically to improve the marketing performance of Sharia Financial Institutions both in terms of fund raising and in its distribution, so that by the year 2010, the target planned by the Bank of Indonesia to obtain 5% of total assets accessed by a conventional bank can be achieved. This research is quantitative by using questionnaire method. While the hypothesis test conducted is based on computing a simple regression analysis. The finding of this study is the absence of significant influence of Exclusive Strategies to increase marketing performance of Sharia Financial Institutions at Arta Surya Barokah Bank Semarang and Asad alif Bank Sukorejo Kendal in 2009, therefore both banks are expected can improve the marketing performance of Sharia Financial Institutions by changing the paradigm of its model in offering product to be more inclusive and familiar with the language that is comprehensible by stakeholders, as a esult it can offset the conventional financial institutions, especially in product of financial marketing.
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