经济危机中的破产选择:以加拿大为例

IF 3.2 Q1 BUSINESS, FINANCE Quantitative Finance and Economics Pub Date : 2022-01-01 DOI:10.3934/qfe.2022029
Wilner Predelus, Samir Amine
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引用次数: 1

摘要

2009年,加拿大家庭申请破产的总人数达到了创纪录的水平,当时有近15.2万人寻求《破产和资产法》的保护。本文旨在通过比较资不抵债者在经济危机前、危机中和危机后的选择,来研究决定资不抵债者在经济危机期间选择的因素。利用破产监督办公室提供的数据,并通过债务人的财富、收入和债务水平来解释破产选择,结果表明,在经济危机期间,破产债务人比之前和之后更有可能申请破产。事实上,这是对文献的重大贡献,因为以前从未有人根据经济危机的影响来研究债务人的破产选择。
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The insolvency choice during an economic crisis: the case of Canada
Total insolvencies filed by Canadian Households reached a record number in 2009 when close to 152,000 individuals sought the protection of the Bankruptcy and Insolvency Act. This paper aims to investigate the factors that dictate the choice of insolvent debtors during an economic crisis, by comparing their choice before, during and after the crisis. Using data provided by the Office of the Superintendent of Bankruptcy, and in addition to explain insolvency choice by the debtor's wealth, income and level of debt, the results show that insolvent debtors are more likely to file for bankruptcy during an economic crisis than before and after. This is in fact, a significant contribution to the literature, for never before had debtors' insolvency choice been looked at in light of the effects of an economic crisis.
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来源期刊
CiteScore
0.30
自引率
1.90%
发文量
14
审稿时长
12 weeks
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