Nicolas de Oliveira Cardoso, Juliana Markus, Wagner de Lara Machado, Alexandre Anselmo Guilherme
{"title":"衡量财务状况:心理测量工具的系统回顾","authors":"Nicolas de Oliveira Cardoso, Juliana Markus, Wagner de Lara Machado, Alexandre Anselmo Guilherme","doi":"10.1007/s10902-023-00697-5","DOIUrl":null,"url":null,"abstract":"<p>In the last two decades financial well-being (FWB) has attracted considerable attention. However, many studies use ad hoc instruments to measure the construct, with may lead to mistaken conclusions. This review aims to identify and assess the psychometric properties of the instruments available to measure FWB. We also assess the dimensions (theoretical and empirical) and FWB definitions used by these instruments. Seven databases (PubMed, Scopus, PsycINFO, Embase, Virtual Health Library, Scielo, and Web of Science) were searched for construction, validation, or adaption studies of FWB instruments. This review protocol has been registered on PROSPERO. A total of 15 records were found eligible. Findings showed that there are 10 scales with good psychometric properties available to measure FWB, five of those are multidimensional and three have ≥ 6 types of validity evidence. The Multidimensional Subjective Financial Well-Being Scale (MSFWBS) seems to be the most complete instrument, although it only assesses the subjective aspect of FWB. All the instruments found in this review have some limitations, therefore, the use of a combination of at least two scales it is advised during FWB assessments. In the discussion section, future research directions to guide the definition of FWB, the construction, cross-cultural adaptation and the use of psychometric instruments are suggested.</p><p><i>PROSPERO Registration</i>: CRD42022372804, https://www.crd.york.ac.uk/prospero/display_record.php?ID=CRD42022372804</p>","PeriodicalId":15837,"journal":{"name":"Journal of Happiness Studies","volume":"16 8","pages":""},"PeriodicalIF":3.1000,"publicationDate":"2023-10-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Measuring Financial Well-Being: A Systematic Review of Psychometric Instruments\",\"authors\":\"Nicolas de Oliveira Cardoso, Juliana Markus, Wagner de Lara Machado, Alexandre Anselmo Guilherme\",\"doi\":\"10.1007/s10902-023-00697-5\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"<p>In the last two decades financial well-being (FWB) has attracted considerable attention. However, many studies use ad hoc instruments to measure the construct, with may lead to mistaken conclusions. This review aims to identify and assess the psychometric properties of the instruments available to measure FWB. We also assess the dimensions (theoretical and empirical) and FWB definitions used by these instruments. Seven databases (PubMed, Scopus, PsycINFO, Embase, Virtual Health Library, Scielo, and Web of Science) were searched for construction, validation, or adaption studies of FWB instruments. This review protocol has been registered on PROSPERO. A total of 15 records were found eligible. Findings showed that there are 10 scales with good psychometric properties available to measure FWB, five of those are multidimensional and three have ≥ 6 types of validity evidence. The Multidimensional Subjective Financial Well-Being Scale (MSFWBS) seems to be the most complete instrument, although it only assesses the subjective aspect of FWB. All the instruments found in this review have some limitations, therefore, the use of a combination of at least two scales it is advised during FWB assessments. In the discussion section, future research directions to guide the definition of FWB, the construction, cross-cultural adaptation and the use of psychometric instruments are suggested.</p><p><i>PROSPERO Registration</i>: CRD42022372804, https://www.crd.york.ac.uk/prospero/display_record.php?ID=CRD42022372804</p>\",\"PeriodicalId\":15837,\"journal\":{\"name\":\"Journal of Happiness Studies\",\"volume\":\"16 8\",\"pages\":\"\"},\"PeriodicalIF\":3.1000,\"publicationDate\":\"2023-10-30\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of Happiness Studies\",\"FirstCategoryId\":\"102\",\"ListUrlMain\":\"https://doi.org/10.1007/s10902-023-00697-5\",\"RegionNum\":2,\"RegionCategory\":\"心理学\",\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q1\",\"JCRName\":\"PSYCHOLOGY, MULTIDISCIPLINARY\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Happiness Studies","FirstCategoryId":"102","ListUrlMain":"https://doi.org/10.1007/s10902-023-00697-5","RegionNum":2,"RegionCategory":"心理学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q1","JCRName":"PSYCHOLOGY, MULTIDISCIPLINARY","Score":null,"Total":0}
引用次数: 0
摘要
在过去的二十年中,财务状况(FWB)引起了相当大的关注。然而,许多研究使用特别的工具来测量结构,这可能导致错误的结论。本综述旨在识别和评估可用于测量FWB的工具的心理测量特性。我们还评估了这些工具使用的维度(理论和实证)和FWB定义。检索了七个数据库(PubMed, Scopus, PsycINFO, Embase, Virtual Health Library, Scielo和Web of Science),以检索FWB仪器的构建,验证或适应研究。本审查方案已在PROSPERO上登记。共有15条记录被发现符合条件。结果表明,有10个量表具有较好的心理测量特性,其中5个量表为多维度量表,3个量表的效度证据≥6种。多维主观财务幸福量表(MSFWBS)似乎是最完整的工具,尽管它只评估FWB的主观方面。本综述中发现的所有工具都有一定的局限性,因此,建议在FWB评估期间至少使用两种量表的组合。在讨论部分,提出了未来研究的方向,以指导FWB的定义、构建、跨文化适应和心理测量工具的使用。普洛斯彼罗注册:CRD42022372804, https://www.crd.york.ac.uk/prospero/display_record.php?ID=CRD42022372804
Measuring Financial Well-Being: A Systematic Review of Psychometric Instruments
In the last two decades financial well-being (FWB) has attracted considerable attention. However, many studies use ad hoc instruments to measure the construct, with may lead to mistaken conclusions. This review aims to identify and assess the psychometric properties of the instruments available to measure FWB. We also assess the dimensions (theoretical and empirical) and FWB definitions used by these instruments. Seven databases (PubMed, Scopus, PsycINFO, Embase, Virtual Health Library, Scielo, and Web of Science) were searched for construction, validation, or adaption studies of FWB instruments. This review protocol has been registered on PROSPERO. A total of 15 records were found eligible. Findings showed that there are 10 scales with good psychometric properties available to measure FWB, five of those are multidimensional and three have ≥ 6 types of validity evidence. The Multidimensional Subjective Financial Well-Being Scale (MSFWBS) seems to be the most complete instrument, although it only assesses the subjective aspect of FWB. All the instruments found in this review have some limitations, therefore, the use of a combination of at least two scales it is advised during FWB assessments. In the discussion section, future research directions to guide the definition of FWB, the construction, cross-cultural adaptation and the use of psychometric instruments are suggested.
期刊介绍:
The international peer-reviewed Journal of Happiness Studies is devoted to theoretical and applied advancements in all areas of well-being research. It covers topics referring to both the hedonic and eudaimonic perspectives characterizing well-being studies. The former includes the investigation of cognitive dimensions such as satisfaction with life, and positive affect and emotions. The latter includes the study of constructs and processes related to optimal psychological functioning, such as meaning and purpose in life, character strengths, personal growth, resilience, optimism, hope, and self-determination. In addition to contributions on appraisal of life-as-a-whole, the journal accepts papers investigating these topics in relation to specific domains, such as family, education, physical and mental health, and work.
The journal welcomes high-quality theoretical and empirical submissions in the fields of economics, psychology and sociology, as well as contributions from researchers in the domains of education, medicine, philosophy and other related fields.
The Journal of Happiness Studies provides a forum for three main areas in happiness research: 1) theoretical conceptualizations of well-being, happiness and the good life; 2) empirical investigation of well-being and happiness in different populations, contexts and cultures; 3) methodological advancements and development of new assessment instruments.
The journal addresses the conceptualization, operationalization and measurement of happiness and well-being dimensions, as well as the individual, socio-economic and cultural factors that may interact with them as determinants or outcomes.
Central Questions include, but are not limited to:
Conceptualization:
What meanings are denoted by terms like happiness and well-being?
How do these fit in with broader conceptions of the good life?
Operationalization and Measurement:
Which methods can be used to assess how people feel about life?
How to operationalize a new construct or an understudied dimension in the well-being domain?
What are the best measures for investigating specific well-being related constructs and dimensions?
Prevalence and causality
Do individuals belonging to different populations and cultures vary in their well-being ratings?
How does individual well-being relate to social and economic phenomena (characteristics, circumstances, behavior, events, and policies)?
What are the personal, social and economic determinants and causes of individual well-being dimensions?
Evaluation:
What are the consequences of well-being for individual development and socio-economic progress?
Are individual happiness and well-being worthwhile goals for governments and policy makers?
Does well-being represent a useful parameter to orient planning in physical and mental healthcare, and in public health?
Interdisciplinary studies:
How has the study of happiness developed within and across disciplines?
Can we link philosophical thought and empirical research?
What are the biological correlates of well-being dimensions?