使用后果信息提高对社会保障的理解

Q3 Social Sciences Social Security Bulletin Pub Date : 2018-09-01 DOI:10.2139/SSRN.3320755
A. Samek, A. Kapteyn, Andre Gray
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引用次数: 1

摘要

在本文中,我们开发并评估了“后果信息传递”,这是一种行为驱动的沟通策略,我们使用小故事——关于假想人物的视频和书面故事——来解释决策的后果。我们研究了两个相关的领域,其中后果信息传递可以提高理解和决策:评估年金和社会保障索赔决策。我们对650名年龄在50到60岁之间的美国人进行了一项小规模的在线研究,以评估结果信息的影响。我们随机分配受访者没有小插曲,视频小插曲,或书面小插曲。然后,我们通过调查评估了对理解和决策的影响。我们通过提出事实性问题来评估理解程度,并通过要求受访者向一个假设的人提供关于年金和社会保障索赔的各种决定的建议来评估决策。这些小插曲提高了对评估年金和社会保障索赔决策的理解和决策。效应量在书面小片段和视频小片段之间没有显著差异。这些小插曲对受访者如何评价与退休有关的问题的重要性没有统计学上的显著影响。
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Using Consequence Messaging to Improve Understanding of Social Security
In this paper, we developed and evaluated “consequence messaging,” a behaviorally motivated communication strategy in which we used vignettes — video and written stories about hypothetical people — to explain the consequences of decisions. We studied two related areas where consequence messaging may improve understanding and decision-making: valuing annuities and Social Security claiming decisions. We evaluated the impact of consequence messaging by conducting a small-scale, online study on a representative sample of about 650 Americans ages 50 to 60. We randomly assigned respondents to no vignette, a video vignette, or a written vignette. Then, we assessed the impact on understanding and decision-making through a survey. We assessed understanding by asking factual questions, and assessed decision-making by asking respondents to provide advice to a hypothetical person facing various decisions about annuities and Social Security claiming. The vignettes improved understanding and decision-making for both valuing annuities and Social Security claiming decisions. The effect sizes were not significantly different across written vignettes versus video vignettes. The vignettes did not have a statistically significant effect on how respondents rated the importance of concerns related to retirement.
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来源期刊
Social Security Bulletin
Social Security Bulletin Social Sciences-Social Sciences (miscellaneous)
CiteScore
0.70
自引率
0.00%
发文量
0
期刊最新文献
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