远距离债务:新冠肺炎期间中国工薪阶层违约者的反催收策略与金融主体性

IF 4 2区 社会学 Q1 ECONOMICS Economy and Society Pub Date : 2023-01-25 DOI:10.1080/03085147.2022.2154501
Yichen Rao, T. McDonald
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引用次数: 2

摘要

本文对公开发布的视频进行了分析,这些视频分享了债务人在疫情封锁的最初阶段应对过度热心的征信机构的策略。它研究了当债务人的经济活动受到严格限制时,中国债务人和信用催收人如何应对个人债务处理的不确定性。在债务义务、国家法规和家庭价值观方面,双方都援引了不同的想象集体来建立自己的道德理由。本文主张承认债务的能力,通过松散的话语结构使人们集体化,使债务重新合法化,将违约者的地位重新塑造为道德上可接受的,并重塑他们的违约身份。建立在债务集体化潜力之上的想象和话语空间为理解债务的社会维度和当代金融主体性的动态出现提供了一个有价值的分析工具。
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Debt at a distance: Counter-collection strategies and financial subjectivities of China’s working-class defaulters during COVID-19
Abstract This paper undertakes an analysis of publicly posted videos sharing debtors’ strategies for responding to overzealous credit collection agencies during the earliest stages of the pandemic lockdown. It examines how Chinese debtors and credit collection callers responded to the uncertainties surrounding the handling of personal debts when the debtors’ economic activities are heavily restricted. Both parties invoked different imagined collectivities to establish their own moral justifications with regards to debt obligations, state regulations and family values. The paper argues for a recognition of the capacity of debt to collectivize people through loose discursive formations that remoralize debt, recasting the defaulter status as morally acceptable and reshaping their defaulter identities. The imaginative and discursive space built upon debt’s collectivizing potential presents a valuable analytical tool for understanding the social dimensions of debt and the dynamic emerging of financial subjectivities in the contemporary era.
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来源期刊
CiteScore
6.30
自引率
5.90%
发文量
23
期刊介绍: This radical interdisciplinary journal of theory and politics continues to be one of the most exciting and influential resources for scholars in the social sciences worldwide. As one of the field"s leading scholarly refereed journals, Economy and Society plays a key role in promoting new debates and currents of social thought. For 37 years, the journal has explored the social sciences in the broadest interdisciplinary sense, in innovative articles from some of the world"s leading sociologists and anthropologists, political scientists, legal theorists, philosophers, economists and other renowned scholars.
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