解决传统信用评分作为获得负担得起的信贷的障碍

IF 2.9 4区 经济学 Q2 BUSINESS, FINANCE Federal Reserve Bank of St Louis Review Pub Date : 2023-06-22 DOI:10.18651/er/v108n3toh
Ying Lei Toh
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引用次数: 0

摘要

传统的信用评分并不总是反映消费者的信誉,可能会导致信贷渠道的差异。
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Addressing Traditional Credit Scores as a Barrier to Accessing Affordable Credit
Traditional credit scores do not always reflect a consumer’s creditworthiness and may drive disparities in credit access.
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