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本文讨论了伊斯兰银行在穆斯林占多数的国家,即马来西亚的发展。马来西亚是东南亚最早建立伊斯兰银行的国家之一。马来西亚伊斯兰银行的营销管理是一个有趣的研究课题,本研究采用定性描述的方法,根据本文的写作,采取了几项符合主题的文献研究。马来西亚伊斯兰银行的存在得到了马来西亚政府的大力支持,马来西亚伊斯兰银行的资金来自政府,即90%的政府资金,而来自公众的资金只有10%左右。总体而言,伊斯兰银行的业绩持续增长,市场份额达到29%,这可以从三个指标中看出,即收集的资产数量,银行支付的融资金额(PYD)和第三方资金(DPK)。2018年资产增长率为12.57%,PYD 12.17%, DPK 11.14%, 2019年资产增长率为9.93%,PYD 10.89%, DPK 11.93%, 2020年资产增长率为13.11%,PYD 8.08%, DPK 11.88%,总资产为608.9万亿,PYD 394.6, DPK 475.8。
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ANALISIS PERKEMBANGAN PERBANKAN SYARIAH DI MALAYSIA
This article discusses the development of Islamic banking in Muslim-majority countries, namely Malaysia. Malaysia was one of the first countries in Southeast Asia to establish an Islamic bank. The marketing management of Islamic banks in Malaysia is an interesting subject to study, this study uses a qualitative descriptive method, by taking several literature studies that are in accordance with the theme in accordance with the writing of this article. The existence of Islamic banks in Malaysia is strongly supported by the Malaysian government so that Islamic bank funds in Malaysia come from the government, namely 90 percent of government funds, while funds originating from the public are only around 10 percent. In general, the performance of Islamic banking continues to grow with a market share of 29% which can be seen from three indicators, namely the number of assets collected, the amount of financing disbursed by banks (PYD), and third party funds (DPK). In 2018, asset growth was 12.57%, PYD 12.17%, DPK 11.14%, 2019 asset growth 9.93%, PYD 10.89%, DPK 11.93%, and in 2020 asset growth 13 .11%, PYD 8.08%, and DPK 11.88% with total assets of 608.9 trillion, pyd 394.6, and dpk 475.8.
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