金融扫盲学生招生未来经济教育家三包JEMBER大学

Titin Kartini, Udik Mashudi
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摘要

印尼学生的金融知识水平仍然很低。这与OJK在2016年的调查结果一致,只有28.3%。这个数字解释了印度尼西亚的大多数学生仍然不了解金融概念。被称为知识分子的学生应该能够独立、认真、负责地管理自己的个人财务。管理开支其实并不是一件困难的事情,如果有关的人能够区分哪些事情必须优先/优先于满足欲望。本研究的目的是描述性地分析Jember FKIP大学寄宿生作为未来经济教育工作者的金融素养水平。在取样过程中,研究者采用了目的性抽样的方法。本研究使用的样本是50名在Jember的FKIP大学经济学教育的准学生,他们是寄宿儿童或海外儿童,每个月仍然依赖父母的汇款/零花钱。本研究的数据收集使用了问卷调查,问卷调查直接分发给受访者,有些问卷调查使用Googleform间接分发。研究结果表明,Jember FKIP大学未来经济教育学生的金融素养水平较好,平均得分为82.67%,处于高水平。关键词:金融素养,寄宿生,准经济教育工作者
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LITERASI KEUANGAN (FINANCIAL LITERACY) MAHASISWA INDEKOS CALON PENDIDIK EKONOMI FKIP UNIVERSITAS JEMBER
The level of financial literacy among students in Indonesia is still low. This is in accordance with the results of the OJK survey in 2016, which was only 28.3%. This figure explains that most students in Indonesia still do not understand financial concepts. Students who are known as intellectuals should be able to manage their personal finances independently, well, carefully and responsibly. Managing expenses is actually not a difficult thing, if the person concerned can distinguish things that must take precedence/priority with only fulfilling desires. The aim of the research was to analyze descriptively the level of financial literacy in boarding students as prospective economic educators at FKIP University of Jember. In taking the sample, the researcher used purposive sampling method. The sample used in this study was 50 prospective students of economics educators at FKIP University of Jember who were boarding children or overseas children who still depended on remittances/ pocket money from their parents every month. Data collection in this study used questionnaires which were distributed directly to respondents and some were distributed indirectly using Googleform. The results of the study showed that the level of financial literacy of students as prospective economic educators at FKIP University of Jember was good with an average score of 82.67% and was in the high category.Keywords: financial literacy, boarding students, prospective economic educators
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