伊斯兰经济的加速在印度尼西亚的经济政治背景下

Wartoyo Wartoyo
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引用次数: 0

摘要

根据统计数据,伊斯兰银行的业绩有下降的趋势,其特点是市场份额增长停滞不前,近年来没有达到目标。有几个因素被怀疑是阻碍印度尼西亚伊斯兰银行业发展的障碍,从人力资源不足到伊斯兰教法概念与实地业务之间的矛盾心理。问题的复杂性影响了公众对传统金融机构中伊斯兰银行存在的低信任度。因此,在银行、保险、资本市场等领域,公众对伊斯兰金融产品和服务的热情和反应变得平淡,反而成为伊斯兰金融业资产和市场份额增长的障碍。因此,需要利益相关者之间的合作,使伊斯兰银行发展中的问题不仅仅来源于一个方面,而是从上游到下游的几乎所有方面,从监管,人力资源,产品质量,数量到伊斯兰银行的教育水平和公众认识水平。产品仍然非常少,可以妥善解决,以支持伊斯兰经济的可持续性和发展。
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AKSELERASI PETUMBUHAN EKONOMI SYARIAH DALAM KONTEKS POLITIK EKONOMI DI INDONESIA
Based on statistical data, there is a tendency for a decline in the performance of Islamic banks, which is characterized by stagnation in market share growth that has not reached the target in recent years. There are several factors that are suspected to be obstacles to the development of the Islamic banking industry in Indonesia, ranging from the inadequacy of human resources to the ambivalence between the concept of sharia and operations in the field. The complexity of the problem has an impact on the low public trust about the existence of Islamic banks among conventional financial institutions. As a result, the enthusiasm and response of the public towards Islamic financial products and services in the banking sector, insurance, capital markets and other sectors have become flat, and instead become an obstacle to the growth of assets and market shares of the Islamic financial industry. For this reason, cooperation between stakeholders is needed so that the problems in the development of Islamic banks are not only sourced from one aspect, but almost all aspects from upstream to downstream, starting from regulation, human resources, product quality, quantity of Islamic banks and also the level of education and public understanding. the product is still very minimal can be resolved properly to support the sustainability and development of the Islamic economy.
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