Watching the Clock Tick: Factors Associated with TANF Accumulation

In 1996, welfare reform legislation imposed a 60-month lifetime limit on TANF benefits. The authors use four waves of data from the Women’s Employment Study to determine which personal characteristics are associated with accumulating months on TANF at low (less than 20 months of receipt), medium (20 to 39 months), and high (40 to 60 months) levels. They find that many of the same factors are associated with being in both the medium and high accumulation groups, relative to the low group. However, demographic variables, such as the presence of a partner, race, and the number of children seem to matter more in determining whether someone will accumulate a low as opposed to a medium amount of time on TANF. The presence of human capital problems, as well as persistent personal and family challenges—such as children with health problems, domestic violence, and drug use—all greatly increase the likelihood of accumulating many months toward the 60-month time limit.