金融科技、大科技信贷与经济增长:文献计量回顾与元分析

Ephias Munangi, A. Sibindi
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引用次数: 1

摘要

金融部门在提高经济绩效方面发挥着至关重要的作用。由于债务是最大的融资形式,因此有必要制定创新的贷款战略。金融科技(FinTech)和大科技(BigTech)信贷是在技术极端进步的新时代的创新方式,有助于确保经济的包容性和可持续增长。本文采用文献计量学综述和元分析,利用SCOPUS数据库来探索金融科技/大科技信贷与经济增长的学术研究。利用VOSviewer软件从提取的数据中构建和可视化文献计量网络。我们的研究结果显示,在2019年至2022年期间,发表的有关这一主题的文件大幅增加。银行集中度、银行最低资本要求、市场效率低下、金融普惠和对技术创新的监管被认为是影响金融科技/大科技信贷采用的关键因素。本研究的意义在于,我们从以前的研究中找出了研究差距,并证明了建立金融科技/大科技信贷与经济增长之间联系的重要性。
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Fintech, Bigtech Credit and Economic Growth: A Bibliometric Review and Meta Analysis
The financial sector plays a vital role to improve economic performance. Development of innovative lending strategies is necessary since debt is the largest form of finance. FinTech and BigTech credit are such innovative ways in the new era of extreme technological advancements that help ensure the economy is inclusive and grows in a sustainable manner. This paper applies a bibliometric review and meta-analysis by utilizing the SCOPUS database to explore the academic research that has been conducted on FinTech/BigTech credit and economic growth. The VOSviewer software was utilized to construct and visualize the bibliometric networks from the extracted data. Our findings show a massive increase in documents published on this topic between 2019 and 2022. Bank concentration, bank minimum capital requirements, market inefficiencies, financial inclusion and regulation on technological innovation were identified as key factors to influence FinTech/BigTech credit adoption. The significance of the study is that we identify the research gaps from previous studies and demonstrate the importance of establishing the nexus between FinTech/BigTech credit and economic growth.
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来源期刊
CiteScore
0.70
自引率
0.00%
发文量
24
审稿时长
12 weeks
期刊最新文献
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