形象联想是西班牙银行业满意度的决定因素

Rafael Bravo Gil , Jorge Matute Vallejo , José Miguel Pina Pérez
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引用次数: 11

摘要

本文分析了形象联想对西班牙银行业的认知和满意度的影响。为此,研究了地点、人员、社会责任和感知价格公平作为对实体的全球印象和满意度的决定因素的作用。此外,它还研究了社会人口变量和客户是传统银行或储蓄银行的客户这一事实是否调节了这种关系。为了实现这些目标,我们对西班牙银行业的300家客户进行了结构方程建模。结果显示,联想对满意度的影响路径不同。此外,细分市场之间的差异也凸显了在这个市场中提供差异化服务的重要性。
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Las asociaciones de la imagen como determinantes de la satisfacción en el sector bancario español

This paper analyses the influence that image associations have in the perceptions and satisfaction with the Spanish bank industry. For that, the role of location, personnel, social responsibility and perceived price fairness as determinants of global impression and satisfaction with the entity is examined. Moreover, it also studies if socio-demographic variables and the fact that the client is customer of a traditional or saving bank moderate the relationships. To fill these aims, structural equation modeling is employed with a sample of 300 clients of the Spanish banking industry. Results show different paths of influence of the associations over the satisfaction. Besides, differences among segments are found, what highlights the importance of offering differentiate services in this market.

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