BANKING SECTOR IN BOSNIA AND HERZEGOVINA BETWEEN GLOBAL FINANCIAL CRISIS AND COVID-19

Abstract

Stable and good operating banking sector is important for stability of financial system and development of national economy. Having on mind specific features of financial system in Bosnia and Herzegovina as banking dominated, authors will analyse changes in its banking sector in the period between global financial crisis and COVID-19. Banking sector in Bosnia and Herzegovina has been analysed through a series of indicators. Authors in this paper will analyse number of banks in banking sector, bank intermediation, total assets, loans and deposits, credit risk expose of banks and liquidity. Aim of this paper is to compare behaviour of banking sector in two crises and present impact of its activities and performance (profitability, liquidity and risk).