The Perceptions about Islamic Banks: Study at Islamic Boarding School Al-Hikamussalafiyah Purwakarta

Abstract

This article focuses on the discussion of the perceptions of santri, ustadz and caregivers of the Cipulus Wanayasa Purwakarta Islamic Boarding School of AlHikamussalafiyah Islamic Boarding School, and the attitude of students, religious teachers and caretakers of the Cipulus Wanayasa Purwakarta Islamic Boarding School of AlHikamussalafiyah Islamic Boarding School. The method used in this research is a descriptive study with a qualitative approach. The attitudes and decisions of the students not to choose an Islamic bank are influenced by the distance of the Islamic bank^s location and the uncertain legal basis. Meanwhile the students decision to choose a conventional bank is determined by the ease of accessing conventional banks and their services. Even though the students perceptions of bank interest are positive, it is not enough to convince students to choose Islamic banks. The perceptions and attitudes of the Ustadz at the Cipulus Wanayasa Al-Hikamus-salafiyah Islamic Boarding School were positive, indicated by their agreement with the basic principles of Islamic banking. But in reality, the communication or promotion carried out by Islamic financial institutions is not optimal. Even though promotion is very effective for socialization, forming the image of sharia banking and changing people is behavior at the Cipulus Wanayasa Al-Hikamussalafiyah Islamic Boarding School towards the sharia financial system.