{"title":"Is the Unfair Commercial Practices Directive Fit to Effectively Tackle Abusive Debt Collection? A Critical Evaluation","authors":"C. Stănescu","doi":"10.2139/ssrn.3671484","DOIUrl":null,"url":null,"abstract":"The paper evaluates the adequacy of the existing EU legal framework – the Unfair Commercial Practices Directive - and the case law of the Court of Justice of the EU’s in tackling abusive non-judicial debt collection practices. For this purpose, it uses a matrix of analysis consisting of several building blocks required for an efficient regulation of non-judicial debt collection practices. The paper concludes that the current legal framework is insufficient and a harmonized sector-specific regulation is needed at EU level.","PeriodicalId":196559,"journal":{"name":"LSN: Consumer Credit Issues (Sub-Topic)","volume":"32 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2020-08-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"2","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"LSN: Consumer Credit Issues (Sub-Topic)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.2139/ssrn.3671484","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 2
Abstract
The paper evaluates the adequacy of the existing EU legal framework – the Unfair Commercial Practices Directive - and the case law of the Court of Justice of the EU’s in tackling abusive non-judicial debt collection practices. For this purpose, it uses a matrix of analysis consisting of several building blocks required for an efficient regulation of non-judicial debt collection practices. The paper concludes that the current legal framework is insufficient and a harmonized sector-specific regulation is needed at EU level.
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