On Money

Abstract

Effect of Ease, Accuracy and Benefits of Decision Transactions Using Electronic on The problem in this research is the "low number of e-money users" students 2018. This study aims to determine the effect of Ease, Accuracy and Benefits on Decision Making Using E-Money on Students of the of Economics, of Stambuk 2018. This research was conducted at the Faculty of Economics, State University of Medan with a student population of 586 students and a sample of 100 students who were taken with the sampling theory of Ferdinand. The data collection instrument used is the distribution of questionnaires in the form of a Likert scale with instrument testing using validity and reliability tests using SPSS 25 for windows software applications. Research data analysis techniques: normality test, linearity test, multicollinearity test, heteroscedasticity test, multiple linearity, t test, f test and coefficient of determination. Based on the results of the calculation of the convenience variable obtained t_(count ) 3,359> t_table 1.66105 with a significant level of 0.001 <0.05. This shows that the ease of e-money has a positive and significant effect on decision-making to transact using e-money. The accuracy variable has a positive and significant effect on decision making in transactions using e-money seen from t_(count ) 4.669> t_table 1.66105 with a significant level of 0.000 <0.05. The benefit variable has a positive and significant influence on decision making in transactions using e-money seen from t_(count ) 2.558> t_table 1.66105 with a significant level of 0.012 <0.05. Based on the results of simultaneous hypothesis testing, f_count > f_table or 38.812 > 2.70 with a significance value of 0.00 < 0.05. So it can be concluded that the variables of convenience, accuracy, and benefit have a simultaneous and significant influence on decision-making behavior in transactions e-money for students of the Faculty of Economics, State University of Medan Stambuk 2018.