{"title":"FINANCIAL LITERATURE, FINANCIAL TECHNOLOGY AND STUDENT FINANCIAL BEHAVIOR","authors":"Erly Nabila Siskawati, Mega Noerman Ningtyas","doi":"10.36636/dialektika.v7i2.1334","DOIUrl":null,"url":null,"abstract":"The purpose of this study was to analyze the effect of financial literacy and financial technology toward the financial behavior. This type of research is explanatory research using a sample of 389 undergraduate students at UIN Maulana Malik Ibrahim Malang from the 2018-2021 class. We collected data through an online questionnaire (google form) and analyzed it using SEM-PLS with the help of SmartPLS 3 software. The results indicates that financial literacy had a positive significant effect on student financial behavior and financial technology had a negative and significant effect on student financial behavior.\n ","PeriodicalId":298754,"journal":{"name":"DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial","volume":"25 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2022-09-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"2","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.36636/dialektika.v7i2.1334","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 2
Abstract
The purpose of this study was to analyze the effect of financial literacy and financial technology toward the financial behavior. This type of research is explanatory research using a sample of 389 undergraduate students at UIN Maulana Malik Ibrahim Malang from the 2018-2021 class. We collected data through an online questionnaire (google form) and analyzed it using SEM-PLS with the help of SmartPLS 3 software. The results indicates that financial literacy had a positive significant effect on student financial behavior and financial technology had a negative and significant effect on student financial behavior.
本研究的目的是分析金融素养和金融科技对金融行为的影响。这种类型的研究是解释性研究，使用了UIN Maulana Malik Ibrahim Malang 2018-2021届389名本科生的样本。我们通过在线问卷(google表单)收集数据，并在SmartPLS 3软件的帮助下使用SEM-PLS进行分析。结果表明，金融素养对学生金融行为有显著的正向影响，金融技术对学生金融行为有显著的负向影响。
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