Risk Prediction in E-commerce Mobile Payment Based on PSO-SVM

Xin Guan, Shufang Xie, Feng Liu, Haibo Zhao, Zhongyuan Liang
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Abstract

The security of e-commerce mobile payment is a key issue that needs to be paid attention to when using mobile payment. Improvement of the security performance of e-commerce mobile payment will help promote its use. In order to avoid the risks of e-commerce mobile payment and provide timely warnings, a modeling method using support vector machines and particle swarm algorithm to model and analyze e-commerce mobile payment risks is proposed in this paper. On the basis of ensuring the safety of communication and completing secure wireless transactions, PSO-SVM is used to establis-h a sophisticated risk prediction mechanism to promote the further expansion of the application scope of e-commerce mo-bile payment technology.
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基于PSO-SVM的电子商务移动支付风险预测
电子商务移动支付的安全性是使用移动支付时需要注意的关键问题。提高电子商务移动支付的安全性能有助于促进其使用。为了规避电子商务移动支付风险,及时预警,本文提出了一种利用支持向量机和粒子群算法对电子商务移动支付风险进行建模分析的建模方法。在保证通信安全、完成安全无线交易的基础上,利用PSO-SVM建立完善的风险预测机制,促进电子商务移动支付技术应用范围的进一步扩大。
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