Model of Sustainable Development Based on FinTech in Financial and Banking Industry: A Mixed-Method Research

2020 3rd International Conference on Computer and Informatics Engineering (IC2IE) Pub Date : 2020-09-15 DOI:10.1109/IC2IE50715.2020.9274605

Mercurius Broto Legowo, Steph Subanidja, Fanky Antoneus Sorongan

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引用次数: 7

Abstract

In the past decade, it stated that the discourse on Sustainable Development and the Financial Technology(FinTech) role in the financial and banking industries, has attention on researchers, practitioners, regulators, and policymakers. The real problem arises from the discourse on whether FinTech has an effect on sustainable development in the financial and banking industry in Indonesia. This discourse needed to be understood better and more deeply. For credible research results, it is necessary to use a mixedmethod research approach. This research aims to develop a model that will help uncover the phenomenon of FinTech to sustainable development in the Financial and Banking Industry in Indonesia, using mixed methods research. In this study, Exploratory Sequential Mixed Method used as a type of mixedmethod approach. The main results of this study reveal that FinTech, which is influenced by business drivers, has a significant role in sustainable development in the Financial and Banking Industry in Indonesia. The contribution of this research can provide insight and understanding for researchers and practitioners in the financial and banking industry who want to implement a sustainable development model based on FinTech in more depth.

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基于金融科技的金融银行业可持续发展模式:混合方法研究

报告指出，在过去十年中，关于可持续发展和金融科技(FinTech)在金融和银行业中的作用的讨论，引起了研究人员、从业人员、监管机构和政策制定者的关注。真正的问题来自于关于金融科技是否对印尼金融和银行业的可持续发展产生影响的讨论。这种论述需要得到更好和更深入的理解。为了获得可信的研究结果，有必要采用混合方法研究方法。本研究旨在开发一个模型，该模型将有助于揭示金融科技对印度尼西亚金融和银行业可持续发展的现象，采用混合方法研究。本研究采用探索性顺序混合方法作为混合方法的一种。本研究的主要结果表明，受商业驱动因素影响的金融科技在印尼金融和银行业的可持续发展中发挥着重要作用。本研究的贡献可以为希望更深入地实施基于金融科技的可持续发展模式的金融和银行业研究人员和从业者提供见解和理解。

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2020 3rd International Conference on Computer and Informatics Engineering (IC2IE)

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