New technologies in insurance distribution. Selected legal problem sconcerning introducing innovations in the insurance market

M. Fraś, Monika Szaraniec
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Abstract

Introducing New technologies in insurance distribution seems to be inevitable and should be based on applicable legal regulations.Thisprocess, however, isassociated with many legal problems in the regulatory and supervisory as wellas civil law. Robo-advice, artificial intelligence, digital cross-sellers insurance, Big Data Analytics and customer data generation, Internet of Things, as well as enti tiesapplying blockchain technology to manager insurance contracts, their liquidation and clients' claims constitute competition for traditional (classic) insurance distributor activity. Considerations, due to the limitem volume of the article, signal on selected legal problems (in national and EU law) regarding the introduction of innovations in the insurance market.
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保险分销新技术。选择保险市场创新的法律问题
在保险分销中引入新技术似乎是不可避免的,应该以适用的法律法规为基础。然而,这一过程伴随着许多法律问题,包括监管和民事法律。机器人咨询、人工智能、数字交叉销售保险、大数据分析和客户数据生成、物联网,以及应用区块链技术管理保险合同、清算和客户索赔的实体,构成了对传统(经典)保险分销商活动的竞争。考虑因素,由于文章的数量有限,信号选定的法律问题(在国家和欧盟法律),关于在保险市场引入创新。
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