PERAN LITERASI KEUANGAN DAN PERKEMBANGAN TEKNOLOGI FINANSIAL TERHADAP MINAT BERINVESTASI PADA MASA PANDEMI COVID19

N. Utami, Marsiana Luciana Sitanggang
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Abstract

This study aims to analyze the relationship between the use of financial technology and financial literacy onthe interest of millennial and generation Z investors in investing in the capital market. The analysis wascarried out on 150 respondents with the sample selection method using convenience sampling, namely theages of 10 to 30 years or millennials and generation Z in Indonesia. The hypothesis testing technique usesthe multiple linear regression Ordinary Least Square (OLS) method. This research concludes that financialtechnology (fintech) does not influence investment intentions, while financial literacy influences investmentintentions.
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金融识字的作用和对投资于COVID19大流行兴趣的金融技术的发展
本研究旨在分析金融科技的使用与金融素养对千禧一代和Z世代投资者在资本市场投资兴趣的关系。本研究采用方便抽样的抽样方法对150名受访者进行分析,即印度尼西亚的10 - 30岁或千禧一代和Z一代。假设检验技术采用多元线性回归普通最小二乘(OLS)方法。本研究的结论是金融科技(fintech)不影响投资意愿,而金融素养(financial literacy)影响投资意愿。
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