{"title":"Optimal Values for Calculation of Premium in Life Insurance","authors":"Cvetko J. Andreeski","doi":"10.4018/ijeoe.2013070105","DOIUrl":null,"url":null,"abstract":"Life insurance is very challenging sector in developing countries. Life insurance makes contribute at the investments in every country, so the more developed life insurance, more investments one should expect. One of the main aspects in calculation of risk in life insurance is using updated tables of mortality and forecast of the future values of mortality. There are many functions and models for mortality forecast calculation. Lee-Carter and Azbel Model for mortality trend calculation are used in this paper. In order to evaluate the results, data sets with the mortality in the Republic of Macedonia are used.","PeriodicalId":246250,"journal":{"name":"Int. J. Energy Optim. Eng.","volume":"24 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2013-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Int. J. Energy Optim. Eng.","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.4018/ijeoe.2013070105","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 1
Abstract
Life insurance is very challenging sector in developing countries. Life insurance makes contribute at the investments in every country, so the more developed life insurance, more investments one should expect. One of the main aspects in calculation of risk in life insurance is using updated tables of mortality and forecast of the future values of mortality. There are many functions and models for mortality forecast calculation. Lee-Carter and Azbel Model for mortality trend calculation are used in this paper. In order to evaluate the results, data sets with the mortality in the Republic of Macedonia are used.
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