Factors Affecting the Efficiency of Concessional Loans at Environment Protection Funds in Vietnam

Duong Thi Phuong Anh
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Abstract

This study uses survey data of 427 officials working at 22 central and local environment protection funds in Vietnam that are implementing concessional lending activities. Data analysis was performed using SPSS 22.0 software and the application of Structural Equation Modeling (SEM) analysis in AMOS 22. The results showed that the factors: Policy mechanism, human resource quality, credit risk management and local support are factors that positively and positively affect the effectiveness of preferential loans for environment protection projects and the management capacity of project owners.
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影响越南环境保护基金优惠贷款效率的因素
本研究使用了在越南22个中央和地方环境保护基金工作的427名官员的调查数据,这些基金正在实施优惠贷款活动。采用SPSS 22.0软件进行数据分析,并在AMOS 22中应用结构方程模型(SEM)分析。结果表明:政策机制、人力资源素质、信用风险管理和地方支持是影响环保项目优惠贷款有效性和项目业主管理能力的正向因素;
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