The experience of microfinance recipients of Bangladesh Rural Development Board: a case study on Integrated Rural Women Development Programme

Abstract

Microcredit has been regarded as a key strategy in poverty reduction and women empowerment. This study examined the experience of microcredit receivers under the Bangladesh Rural Development Board (BRDB). A qualitative case study was conducted through fieldwork and data were collected from the members of IRWDP (Integrated Rural Women Development Programme) known as Bagbari Manipuri Samithy, Sylhet. The study revealed that the programme among indigenous women is operating smoothly. Most of the beneficiaries have a positive experience with the credit system. They contribute earning to their family and have become an important decision-maker in their family. However, some dissatisfaction among the members still exists. The members do not receive need-based training to adapt to their livelihood. Thus initiatives need to be taken to identify the story behind the participants’ success and to overcome the associated problem.