IMPACT OF SERVICE QUALITY, CUSTOMER ENGAGEMENT & CUSTOMER SATISFACTION ON CUSTOMER LOYALTY WITH THE MODERATING ROLE OF RELIGIOSITY

N. Khan, Waqas Patras, Ahmed Saeed
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Abstract

The study intends to investigate determinants of customers' loyalty to Islamic banks, particularly service quality, customer satisfaction, as well as customer engagement. Moreover, the current study looked into the role of religiosity in moderating the relationship between the observed variables. For the purpose of this study, 335 customers of Islamic banks in Pakistan participated in this survey. This research used the purposive sampling and structural equation modelling to analyses the data. The outcome of this research indicated that there is clear relationship amid high levels of customer satisfaction, customer engagement, customer service quality, and customer loyalty. In addition, the findings indicated that religiosity has a moderating relationship with the observed variables. This research takes a cross-sectional approach while also focusing on a case study of specific nation. Results offer valuable information and as a consequence, the findings may not be indicative of the situation in other nations. The research, including the gathering of longitudinal data, is carried out in similar manner in other nations, making it useful to participate in such a study.
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服务质量、顾客参与度和顾客满意度对顾客忠诚度的影响以及宗教信仰的调节作用
本研究旨在调查客户对伊斯兰银行忠诚度的决定因素,特别是服务质量、客户满意度以及客户参与度。此外,本研究还探讨了宗教信仰在调节观察变量之间关系中的作用。为达到本研究的目的,335 名巴基斯坦伊斯兰银行的客户参与了此次调查。本研究采用了目的性抽样和结构方程模型来分析数据。研究结果表明,高水平的客户满意度、客户参与度、客户服务质量和客户忠诚度之间存在明确的关系。此外,研究结果表明,宗教信仰与观察到的变量之间存在调节关系。本研究采用横截面方法,同时也关注特定国家的案例研究。研究结果提供了有价值的信息,因此,研究结果可能并不代表其他国家的情况。其他国家也以类似的方式开展研究,包括收集纵向数据,因此参与此类研究是有益的。
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