{"title":"What Makes Pro-Poor Service Delivery Sustainable for WSBI Partner Banks","authors":"S. Peachey","doi":"10.2139/ssrn.2286575","DOIUrl":null,"url":null,"abstract":"The issue addressed in this research is whether it is possible to make a pro-poor financial service both affordable and sustainable. It argues sustainability should be possible at the sub-$25 monthly account balances typical of the poor and at a really low monthly fee the poor can afford to pay out of household budgets that may be as low as $50 per month in rural Africa but only if the service is provided at the scale of millions of active clients.","PeriodicalId":316250,"journal":{"name":"SRPN: Social Economics (Topic)","volume":"11 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2012-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"SRPN: Social Economics (Topic)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.2139/ssrn.2286575","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
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Abstract
The issue addressed in this research is whether it is possible to make a pro-poor financial service both affordable and sustainable. It argues sustainability should be possible at the sub-$25 monthly account balances typical of the poor and at a really low monthly fee the poor can afford to pay out of household budgets that may be as low as $50 per month in rural Africa but only if the service is provided at the scale of millions of active clients.
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