Peran Literasi Keuangan dan Inklusi Keuangan Dalam Meningkatkan Penggunaan Financial Technology Pada UMKM

Tiara Syahrani, Endar Pradesa
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引用次数: 1

Abstract

The purpose of this study was to determine the role of financial literacy and financial inclusion in increasing the use of financial technology in MSMEs in Lubuklinggau City. The research method used is quantitative research where each variable is measured by a Likert scale. The number of samples in this study were 42 respondents, namely culinary MSMEs in Lubuklinggau City. Data collection techniques used in this study were document studies and questionnaires. The data analysis technique uses multiple linear regression with the help of SPSS. The results of the study show that financial literacy has a significant influence on financial technology, this is evidenced by the results of the t-test calculation which shows a significance value of 0.006 <0.05. Financial inclusion has a significant influence on financial technology, this is evidenced by the results of the t-test calculation which shows a significance value of 0.004 <0.05.
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金融素养和金融包容在促进UMKM上金融技术的使用方面的作用
本研究的目的是确定金融素养和金融普惠在增加卢巴克灵高市中小微企业使用金融技术方面的作用。使用的研究方法是定量研究,每个变量都用李克特量表测量。本研究样本数量为42个,即吕布克灵高市的烹饪中小微企业。本研究使用的数据收集技术为文献研究和问卷调查。数据分析技术采用多元线性回归和SPSS软件。研究结果表明,金融素养对金融技术有显著影响,t检验计算结果显示显著性值为0.006 <0.05。金融普惠对金融科技有显著影响,t检验计算结果显示显著性值为0.004 <0.05。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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