Financing of Agriculture and the Role of Banks in Lending the Agricultural Sector of Ukraine

Svitlana Andros, Vasyl Gerasymchuk
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Abstract

The purpose of the study is to theoretically substantiate the sources of financing for agriculture and develop the main directions for ensuring the availability of credit funds to agricultural producers. The determinants that limit the access of agricultural enterprises to financial resources are investigated. The balances of funds on loans granted to agriculture, forestry and fisheries by regions of Ukraine are presented. The analysis of the share of loans to agriculture in the context of the regions of Ukraine in the portfolio of agricultural loans of banks was carried out. Scientific approaches to providing agricultural enterprises with access to credit resources have been improved. Directions for improving the credit provision of agriculture are proposed.
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农业融资和银行在乌克兰农业部门贷款中的作用
本研究的目的是从理论上证实农业融资的来源,并制定确保农业生产者获得信贷资金的主要方向。研究了限制农业企业获得金融资源的决定因素。现列出乌克兰各地区向农业、林业和渔业提供贷款的资金余额。对乌克兰各地区农业贷款在银行农业贷款组合中的份额进行了分析。改进了为农业企业提供信贷资源的科学途径。提出了改善农业信贷供给的方向。
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