Analysis Of Perceived Value of Benefit Cash on Delivery Payment Method Customers When Using Digital Wallet Application

Desman Serius, . Nazara1, Silvia Ekasari, Emma Budi Sulistiarini, Eva Yuniarti Utami, Akademi Kebidanan, Harapan Keluarga
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Abstract

The purpose of this study is to examine how secure and comfortable cash on delivery (COD) and e-wallet consumers feel about their payment options. Survey research is the method employed in this study. All students are the population in question. Purposive sampling was the method of sampling that was applied. 100 people made up the sample in this study. In order to collect data for this study, questionnaires, records, and interviews were used. Quantitative data analysis is the method employed. Two associated samples are compared in this study using a comparative analysis sample type. The study's conclusions revealed that consumers' comfort levels with cash-on-delivery and e-wallet payment options differ. Convenience with cash on delivery is valued at 48.5 on average, whereas e-wallet convenience is valued at 58.5. Consequently, it can be said that the e-wallet payment method offers more convenience than the cash on delivery payment option. Users of e-wallet payment options and cash on delivery have different levels of security. For COD security, the average value is 37.5, and for e-wallet security, it is 39.5. It is evident that there is little difference in the average value of cash on delivery security (2.5) between it and e-wallet security. Even so, the security level of e-wallets is higher than the security of cash on delivery (COD).
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货到付款支付方式客户使用数字钱包应用时的利益感知价值分析
本研究旨在探讨货到付款(COD)和电子钱包消费者对其支付方式的安全感和舒适感。本研究采用调查研究法。所有学生都是研究对象。采用的抽样方法是目的性抽样。本研究的样本为 100 人。为了收集数据,本研究使用了问卷、记录和访谈。采用的方法是定量数据分析。本研究使用比较分析样本类型对两个相关样本进行比较。研究结论显示,消费者对货到付款和电子钱包支付方式的舒适度不同。货到付款的便利性平均值为 48.5,而电子钱包的便利性平均值为 58.5。因此,可以说电子钱包支付方式比货到付款支付方式更方便。电子钱包支付方式和货到付款方式的用户对安全程度的要求不同。货到付款安全性的平均值为 37.5,而电子钱包安全性的平均值为 39.5。由此可见,货到付款的安全平均值(2.5)与电子钱包的安全平均值相差不大。尽管如此,电子钱包的安全级别还是高于货到付款的安全级别。
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