2024 Report on Employer Firms: Findings from the 2023 Small Business Credit Survey

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Abstract

While firm revenue and employment growth held mostly steady year-over-year, most firms - more than 9 in 10 - experienced either a financial or operational challenge in 2023. With respect to financing, the share of firms that applied for loans, lines of credit, or merchant cash advances declined year over year, though approvals remained little changed.
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2024 年雇主企业报告:2023 年小企业信贷调查的结果
虽然企业收入和就业人数的同比增长基本保持稳定,但大多数企业(超过十分之九的企业)在 2023 年都遇到了财务或运营方面的挑战。在融资方面,申请贷款、信用额度或商户现金垫款的企业比例同比有所下降,但批准率变化不大。
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