Analysis of the Influence of Agents' Credibility Through Digital Media and Digital Promotions on Purchase Decisions Toward Insurance Products

Frans Sudirjo, Susatyo Adhi Pramono, Ilham Arief, Asep Nana Hermana, Annisa Risqi Sulistya Kusuma Wardhani
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Abstract

This research aims to see the influence of interpersonal communication by insurance agents on customers' decisions to purchase products and whether the agent's credibility impacts customers' purchasing decisions regarding insurance service products. This type of research is quantitative. Data collection using questionnaires. The method used in taking this sample was simple random sampling. The sample in this study was 100. The data analysis technique used was multiple regression analysis. The analysis found that interpersonal communication and the credibility of insurance agents significantly influence customers' purchasing decisions when purchasing insurance service products. The study's results also show that the hypothesis proposed in this research has been proven: interpersonal communication and insurance agent credibility significantly influence customer purchasing decisions. Thus, insurance companies need to pay attention to and improve interpersonal communication strategies and strengthen the credibility of insurance agents to enhance customer purchasing decisions and their sales performance.
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通过数字媒体和数字促销分析代理人的可信度对保险产品购买决策的影响
本研究旨在了解保险代理人的人际沟通对客户购买产品决策的影响,以及代理人的可信度是否会影响客户对保险服务产品的购买决策。这类研究属于定量研究。使用问卷收集数据。抽取样本的方法是简单随机抽样。本研究的样本为 100 个。使用的数据分析技术是多元回归分析。分析发现,在购买保险服务产品时,人际沟通和保险代理人的可信度会显著影响客户的购买决策。研究结果还表明,本研究提出的假设得到了证实:人际沟通和保险代理人可信度会显著影响客户的购买决策。因此,保险公司需要重视和改进人际沟通策略,加强保险代理人的可信度,以提高客户的购买决策和销售业绩。
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