Analysis of The Influence of Perceived Usefulness Factors and Subjective Norm on Intention to Use QR Code of Digital Wallet Users

Upik Djaniar, Sukriyadi, M. Munizu, Sumiati Tomadehe, Asri Ady Bakri
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Abstract

The purpose of this study is to ascertain how behavioral intention to reuse is influenced by perceived usefulness, perceived ease of use, compatibility, subjective norm, perceived risk, perceived trust, and perceived cost of the QR payment. The researcher employed a survey approach, a single cross-sectional design for data collecting, and a conclusive research design with a descriptive research design type. Researchers employed the judgmental sampling method along with non-probability sampling strategies in this study. There were 100 samples used in this investigation. major data from the outcomes of distributing questionnaires served as the major data source. Researchers used the structure-equation modeling (SEM) technique to evaluate their hypothesis. The study's findings indicate that behavioral intention to utilize QR Code payments is positively influenced by perceived usefulness, perceived simplicity of use, compatibility, subjective norms, and perceived trust. An individual's intention to use the service again is positively correlated with how much they perceive the benefits, find it easy to use, find it matches their lifestyle, have support from significant others, and have a high degree of faith in the QR Code. Perceived risk and cost, however, do not significantly affect behavioral intention, indicating that people's intentions to use QR Codes again are not hampered by their sense of risk and associated expenses.  
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感知有用性因素和主观规范对数字钱包用户使用二维码意向的影响分析
本研究旨在确定二维码支付的感知有用性、感知易用性、兼容性、主观规范、感知风险、感知信任和感知成本如何影响重复使用的行为意向。研究人员采用了调查法、单横断面数据收集设计以及描述性研究设计类型的结论研究设计。研究人员在本研究中采用了判断抽样法和非概率抽样策略。本次调查共使用了 100 个样本,主要数据来源于发放问卷的结果。研究人员使用结构方程模型(SEM)技术对假设进行了评估。研究结果表明,使用二维码支付的行为意向受到感知有用性、感知易用性、兼容性、主观规范和感知信任的积极影响。个人再次使用该服务的意愿与他们对二维码好处的感知程度、对其易用性的感知程度、对其与生活方式的匹配程度、对其重要他人的支持程度以及对二维码的高度信任程度呈正相关。然而,感知风险和成本对行为意向的影响不大,这表明人们再次使用二维码的意向并没有受到风险意识和相关费用的阻碍。
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